Monroe County property record for 841 Spoonbill Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,408 sqft · built 2017 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,745,800 (Jul 2024) |
| Tax Bill | $6,878 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00546520-000000 |
| Primary APN | 00546520-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 886 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1670014 |
|---|---|
| Street Address | 841 SPOONBILL LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 7 AMD PLAT OF WINSTON WATERWAYS PB4-144 OR297-77 OR725-787 OR858-217 OR1769-257 OR1769-260 OR2075-174 OR2154-2278 OR2700-2423 OR2950-582 OR 3080-1473 OR3284-2020 OR3294-0648 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATER WAYS AMD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13721 SW 49TH CT, MIRAMAR, FL 33027-5900 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 20242468433 |
| Deed Book / Page | 3284 / 2020 |
| Prior Transfer Date | Aug 27, 2014 |
| Prior Transfer Doc | 0027002423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 841 SPOONBILL LN, KEY LARGO, FL 33037-4649 |
| Document Number | 0029132024 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2391 SW 139TH PL MIAMI FL 331757040, MIAMI, FL 33175-7040 |
| Document Number | 0029132024 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 002913/002024 |
| Instrument | 2175336 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,443,309 (+83.69%) Land $719,400 Building $723,909 | $1,443,309 (+22.02%) Land $719,400 Building $723,909 | |
| 2024 | $6,878.00 (+3.46%) | ||
| 2023 | $6,648.00 (+6.18%) Homeowner's exemption | $785,711 (+3%) | $1,182,800 (+7.73%) Land $630,300 Building $552,500 |
| 2022 | $6,261.00 Homeowner's exemption | $762,827 | $1,097,952 Land $537,900 Building $560,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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