Monroe County property record for 835 Spoonbill Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,125 sqft · built 2017 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Mar 2019) |
| Tax Bill | $8,862 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00546510-000000 |
| Primary APN | 00546510-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Living Area |
| Gross Area | 2,290 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Reinforced Concrete |
| Roof Material | Concrete |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 165 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1670006 |
|---|---|
| Street Address | 835 SPOONBILL LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 6 AMD PLAT OF WINSTON WATERWAYS PB4-144 OR297-77 OR725-787/88 OR858-217/18 OR1769-257/59 OR1769-260AFF OR2075-174/177 OR2110-1734 OR2594-116 OR2671-1454/55 OR2951-1729 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATER WAYS AMD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1860 SW 155TH AVE, MIRAMAR, FL 33027-4319 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATION |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Mar 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on Record |
| Deed Sale | Mar 4, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2014 · Amount on Record |
| Deed Document Number | 20192209213 |
| Deed Book / Page | 2951 / 1729 |
| Prior Transfer Date | Oct 9, 2012 |
| Prior Transfer Doc | 0025940116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 835 SPOONBILL LN, KEY LARGO, FL 33037-4649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1860 SW 155TH AVE, MIRAMAR, FL 33027-4319 |
| Document Number | 0031332179 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 3133/2179 |
| Instrument | 2345795 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 835 SPOONBILL LN, KEY LARGO, FL 33037-4649 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1860 SW 155TH AVE, MIRAMAR, FL 33027-4319 |
| Document Number | 0031362157 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 3136/2157 |
| Instrument | 2347974 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 4, 2019 |
| Property Address | 835 SPOONBILL LN, KEY LARGO, FL 33037-4649 |
| Document Number | 0029511729 |
| Book / Page | 2951 / 1729 |
| Map Reference | MB 4 PG 144 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 2209213 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,705.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12153 PERSIMMON BLVD, 12153, WEST PALM BEACH, FL 33411-8975 |
| Name | Verified Name |
|---|---|
| Address | 1860 SW 155TH AVE, MIRAMAR, FL 33027-4319 |
| Document Number | 0002209214 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2209214 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205,289 (+10.16%) Land $719,400 Building $485,889 | $1,205,289 (+10.16%) Land $719,400 Building $485,889 | |
| 2024 | $8,862.00 (+6.12%) | ||
| 2023 | $8,351.00 (+11.73%) | $1,094,079 (+8.7%) Land $630,300 Building $463,779 | $1,094,079 (+8.7%) Land $630,300 Building $463,779 |
| 2022 | $7,474.00 | $1,006,473 Land $537,900 Building $468,573 | $1,006,473 Land $537,900 Building $468,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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