841 Spa Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 841 Spa Rd, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,164 sqft · built 1976
Lot Size0.093 acres (4,060 sqft)
OwnerIndividual Name on Record
Last Sale$474,900 (Sep 2021)
Tax Bill$4,642 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-000-06141800

Property Details

APN / Parcel Number

Primary APN06-000-06141800
Alternative APNs
  • 6-000-06141800
  • 00006141800

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,164 sqft Living Area
1st Floor Area1,164 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,060 sqft (0.093 acres)
Lot Dimensions90 ft deep x 30 ft wide
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00006141800
Street Address841 SPA RD
CityANNAPOLIS
StateMD
Zip21401-3551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 30X90 ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block3
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3020
Census Tract706500

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address941 SPA RD, ANNAPOLIS, MD 21401-3540
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Oct 6, 2020Deed, Transfer · Conventional Mortgage
M & T BANK
Sep 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
M&T BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Prior SaleOct 6, 2020 · Amount on Record
Deed Book / Page37593 / 441
Prior Transfer DateMar 15, 2005
Prior Transfer Doc0160690223
Record UpdatedJun 8, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 23, 2021
Property Address841 SPA RD, ANNAPOLIS, MD 21401-3551
Document Number0375930441
Book / Page37593 / 441
Instrument DateSep 7, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,936.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address841 SPA RD, ANNAPOLIS, MD 21401-3551

Mortgage

Document Number37593450
DateSep 23, 2021
Instrument37593/450
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 6, 2020
Property Address841 SPA RD, ANNAPOLIS, MD 21401-3551
Document Number0353480108
Book / Page35348 / 108
Instrument DateSep 1, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address123 SMITH AVE, ANNAPOLIS, MD 21401-3527

Mortgage

Document Number35348114
DateOct 6, 2020
Instrument35348/114
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address841 SPA RD, ANNAPOLIS, MD 21401-3551
Document Number0353480114
Instrument DateSep 1, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address841 SPA RD ANNAPOLIS MD 214013551, ANNAPOLIS, MD 21401-3551

Mortgage

Document Number0353480114
DateOct 6, 2020
Book Page035348/000114
Lender
NameM&T BK
TypeBank
Address1 M AND T PLZ, BUFFALO, NY 14203-2309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$362,167 (+19.49%)$391,700 (+29.23%) Land $209,100 Building $182,600
2024$4,642.00 (+6.66%)
2023$4,352.00$303,100 Land $209,100 Building $94,000$303,100 Land $209,100 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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