Anne Arundel County property record for 805 Spa Rd, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,050 sqft · built 1948 |
| Lot Size | 0.23 acres (10,020 sqft) |
| Owner | Company Name on Record |
| Last Sale | $680,000 (Sep 2023) |
| Tax Bill | $5,051 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-02479400 |
| Primary APN | 06-000-02479400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,667 sqft |
| 1st Floor Area | 714 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,020 sqft (0.23 acres) |
| Porch | Enclosed Porch |
| Porch Area | 729 sqft |
| Deck Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00002479400 |
|---|---|
| Street Address | 805 SPA RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BK 4 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 706500 |
Source: Anne Arundel County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4 PAR CT, GRASONVILLE, MD 21638-9664 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Commercial Mortgage NATIONAL LOAN FUNDING LLC |
| Sep 28, 2023 | Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2007 |
| Deed Book / Page | 39964 / 346 |
| Transfer Doc | 0160710178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 805 SPA RD, ANNAPOLIS, MD 21401-3538 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | SHERIDAN TITLE, SHERIDAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4 PAR CT, GRASONVILLE, MD 21638-9664 |
| Document Number | 0417610323 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 41761/323 |
| Name | NATIONAL LOAN FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 28, 2023 |
| Property Address | 805 SPA RD, ANNAPOLIS, MD 21401-3538 |
| Document Number | 0399640346 |
| Book / Page | 39964 / 346 |
| Instrument Date | Aug 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | SHERIDAN TITLE, SHERIDAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4 PAR CT, GRASONVILLE, MD 21638-9664 |
| Document Number | 0039964349 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 39964/349 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,500 (+3.11%) Land $227,000 Building $136,500 | $363,500 (-) Land $227,000 Building $136,500 | |
| 2025 | $5,051.00 (+2.91%) | $352,533 (+6.63%) | $363,500 (+9.95%) Land $227,000 Building $136,500 |
| 2024 | $4,908.00 (+3.39%) | ||
| 2023 | $4,747.00 Homeowner's exemption | $330,600 Land $227,000 Building $103,600 | $330,600 Land $227,000 Building $103,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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