841 Slate Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 841 Slate Ln, Stephenson, VA 22656

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,087 sqft · built 2008
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on Record
Tax Bill$1,694 (2026)
Deeds & MortgagesJun 2026 Mortgage
Nov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN45A-3A

Property Details

APN / Parcel Number

Primary APN45A-3A
Alternative APN
  • 8045666

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,087 sqft Living Area
Gross Area2,495 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2020
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area91,476 sqft (2.1 acres)
TerrainRolling
PorchPorch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8045666
Street Address841 SLATE LN
CitySTEPHENSON
StateVA
Zip22656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description2.10 ACRES
Legal Subdivision5
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2023
Census Tract50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 163, STEPHENSON, VA 22656-0163
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Recording DateJun 22, 2026
Property Address841 SLATE LN, STEPHENSON, VA 22656
Document Number0000006380
Instrument DateJun 22, 2026
Instrument20266380
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006380,
DateJun 22, 2026
Instrument20266380
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address841 SLATE LN, STEPHENSON, VA 22656
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020002
DateNov 30, 2021
Instrument210020002
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,694.00 (+10.36%)$319,700 Land $92,900 Building $226,800$319,700 Land $92,900 Building $226,800
2025$1,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Slate Ln

Nearby Streets

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