Frederick County property record for 289 Slate Ln, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,889 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Feb 2022) |
| Tax Bill | $3,960 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45A-10X |
| Primary APN | 45A-10X |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,889 sqft Living Area |
| Gross Area | 7,904 sqft |
| 1st Floor Area | 2,408 sqft |
| Basement Area | 2,408 sqft |
| Finished Basement | 2,408 sqft |
| Unfinished Basement | 2,408 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 51 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8046774 |
|---|---|
| Street Address | 289 SLATE LN |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.00 ACRES |
| Legal Subdivision | 5 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 50100 |
Source: Frederick County records · APN 45A-10X
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 289 SLATE LN, STEPHENSON, VA 22656-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DUPONT COMMUNITY CREDIT UNION |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION MORTGAGE GROUP INC |
| Jun 22, 2017 | Deed of Trust, Mortgage · Line of Credit UNION MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2013 · Amount on Record |
| Deed Document Number | 20222297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 22, 2022 |
| Property Address | 289 SLATE LN, STEPHENSON, VA 22656-1840 |
| Document Number | 0000002297 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 220002297 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 289 SLATE LN, STEPHENSON, VA 22656-1840 |
| Document Number | 0000002298 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 220002298 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 289 SLATE LN, STEPHENSON, VA 22656-1840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008710 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 210008710 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 289 SLATE LN, STEPHENSON, VA 22656-1840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005923 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 180005923 |
| Name | UNION MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 289 SLATE LN, STEPHENSON, VA 22656-1840 |
| Document Number | 0000006298 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 452 CANYON RD WINCHESTER VA 226027045, WINCHESTER, VA 22602-7045 |
| Document Number | 0000006298 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 6298 |
| Name | UNION MTG |
|---|---|
| Type | Mortgage Company |
| Address | ASHLAND, VA 23005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,960.00 (+10.43%) | $747,100 Land $121,000 Building $626,100 | $747,100 Land $121,000 Building $626,100 |
| 2025 | $3,586.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 |
| Wildfire Risk | Moderate above 40% of the US · above 66% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures