Lapeer County property record for 822 Peppermill Cir, Lapeer, MI 48446 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,868 sqft Living Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,400 (2016) |
| Tax Bill | $1,871.00 (2025) |
Source: Lapeer County records · APN L21-31-644-040-00
Assessment roll updated August 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on Record |
| Deed Sale | Aug 11, 2016 · Amount on Record |
| Prior Sale | Nov 24, 2003 · Amount on Record |
| Deed Book / Page | 2843 / 411 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 17, 2026 |
| Property Address | 822 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Document Number | 3532000139 |
| Book / Page | 3532 / 139 |
| Instrument Date | Jul 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECOR |
| Name | Verified Name |
|---|---|
| Address | 822 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Document Number | 3532000139, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 3532/139 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 822 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 822 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Document Number | 0031910859 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3191/859 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Sep 01, 2046 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,871.00 (-24.22%) Homeowner's exemption | $134,800 (+30.87%) | $269,600 (+30.87%) |
| 2023 | $103,000 | $206,000 | |
| 2022 | $2,469.00 |
Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | L21-31-644-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,868 sqft Living Area |
| 1st Floor | 934 sqft 1st Floor |
| Basement Area | 934 sqft Basement |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 7,492 sqft (0.172 acres) |
| Depth X Width | 120 ft x 62 ft Depth x Width |
| Garage Area | 399 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 822 PEPPERMILL CIR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2678 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAPEER PEPPERMILL ESTATES #2 LOT 44 (L=7 P=154-155 SEC 9, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | CITY OF LAPEER PEPPERMILL ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | LAPEER MI |
| Minor Civil Division | LAPEER |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 337500 |
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