8409 Iris Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8409 Iris Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,110 sqft · built 1970
Lot Size	0.334 acres (14,572 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Mar 2006)
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J C 022`

Property Details

APN / Parcel Number

Primary APN	`171J C 022`
Alternative APN	`0000118349`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,110 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,572 sqft (0.334 acres)
Lot Dimensions	165 ft deep x 88 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118349
Street Address	8409 IRIS DR
City	CHATTANOOGA
State	TN
Zip	37421-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT 5 IRWIN HILLS UNIT 1 PB 27 PG 59
Legal Subdivision	IRWIN HILLS UN 01
Legal Lot Number	5
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1000
Census Tract	11325

Owner

8409 Iris Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	8409 IRIS DR, CHATTANOOGA, TN 37421-4335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2006 · Amount on File
Deed Sale	Mar 28, 2006 · Amount on File
Prior Sale	Mar 28, 2006 · Amount on File
Deed Document Number	0000000216
Deed Book / Page	7886 / 703
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000000034
Record Updated	Jun 8, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 15, 2022
Property Address	8409 IRIS DR, CHATTANOOGA, TN 37421-4335
Document Number	0000000034
Book / Page	13142 / 882
Map Reference	MB 27 PG 59
Instrument Date	Nov 9, 2022
Instrument	2022111500034
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 IRIS DR, CHATTANOOGA, TN 37421-4335

Mortgage

Document Number	0131420885
Date	Nov 15, 2022
Instrument	13142-0885

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.93%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	9.93%
Index	1-Year CMT
Max Rate	9.93%

Tax Assessment & Valuation

The 2025 property tax bill for 8409 Iris Dr was $1,046, up 26.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00 (+26.33%)	$69,075 (+86.44%)	$276,300 (+86.44%) Land $75,000 Building $201,300
2024	$828.00	$37,050 (-)	$148,200 (-) Land $40,000 Building $108,200
2023	$828.00	$37,050 (-)	$148,200 (-) Land $40,000 Building $108,200
2022	$828.00	$37,050	$148,200 Land $40,000 Building $108,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8409 Iris Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8409 Iris Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20