Hamilton County property record for 8407 Iris Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,928 sqft · built 1970 |
| Lot Size | 0.337 acres (14,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jul 2024) |
| Tax Bill | $976 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J C 023 |
| Primary APN | 171J C 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,700 sqft (0.337 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000118350 |
|---|---|
| Street Address | 8407 IRIS DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 3292 01A 04 LOT 4 IRWIN HILLS UNIT 1 PG 27 PG 59 |
| Legal Subdivision | IRWIN HILLS SUBDIVISION UNIT 1 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11325 |
8407 Iris Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Jul 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| May 11, 2021 | Intrafamily Transfer, Transfer TITLE SERVICES DEPOT INC, TITLE SERVICES OF TN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on File |
| Deed Sale | Jul 1, 2024 · Amount on File |
| Prior Sale | Feb 3, 2003 · Amount on File |
| Deed Document Number | 2024197 |
| Deed Book / Page | 13637 / 682 |
| Prior Transfer Date | Nov 11, 2002 |
| Prior Transfer Doc | 0000000045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000226 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 12448/497 |
| Instrument | 2021041600226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000104 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 13271/561 |
| Instrument | 2023042500104 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 1, 2024 |
| Property Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Document Number | 0000000197 |
| Book / Page | 13637 / 682 |
| Map Reference | MB 27 PG 59 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 2024070100197 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,165.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Document Number | 0000000198 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | 2024070100198 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000034 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 11342/781 |
| Instrument | 2018051000034 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 11, 2021 |
| Property Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Document Number | 0000000240 |
| Book / Page | 12480 / 765 |
| Map Reference | MB 27 PG 59 |
| Instrument Date | May 1, 2021 |
| Instrument | 2021051100240 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE SERVICES DEPOT INC, TITLE SERVICES OF TN INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8407 IRIS DR, CHATTANOOGA, TN 37421-4335 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 8407 Iris Dr was $976, up 26.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $976.00 (+26.75%) | $64,400 (+87.07%) | $257,600 (+87.07%) Land $75,000 Building $182,600 |
| 2024 | $770.00 | $34,425 (-) | $137,700 (-) Land $40,000 Building $97,700 |
| 2023 | $770.00 | $34,425 (-) | $137,700 (-) Land $40,000 Building $97,700 |
| 2022 | $770.00 | $34,425 | $137,700 Land $40,000 Building $97,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8407 Iris Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8407 Iris Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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