James City County property record for 8409 Croaker Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,633 sqft · built 2025 |
| Lot Size | 3.71 acres (161,869 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (May 2024) |
| Tax Bill | $6,652 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-3 08-0-0005 |
| Primary APN | 14-3 08-0-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 4,633 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 161,869 sqft (3.71 acres) |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 35964 |
|---|---|
| Street Address | 8409 CROAKER RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL |
| Legal Description | L-5 M.A. ROULAND ESTATE SUBDIVISION |
| Legal Subdivision | MA ROULAND ESTATE |
| Legal Lot Number | 5 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80404 |
Source: James City County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9816 HIDDEN NEST, TOANO, VA 23168-9614 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit LANGLEY FCU |
| Jan 13, 2025 | Deed of Trust, Mortgage · Unknown CHESAPEAKE BANK |
| May 1, 2024 | Warranty Deed, Transfer LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Oct 12, 2022 | Intrafamily Transfer, Transfer |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit OLD POINT NAT'L BK/PHOEBUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Deed Document Number | 20245523 |
| Prior Transfer Date | Oct 7, 2022 |
| Prior Transfer Doc | 0202214711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 8409 CROAKER RD, WILLIAMSBURG, VA 23188-6708 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600524 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 202600524 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jan 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 8409 CROAKER RD, WILLIAMSBURG, VA 23188-6708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0202500625 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 202500625 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 1, 2024 |
| Property Address | 8409 CROAKER RD, WILLIAMSBURG, VA 23188-6708 |
| Document Number | 0202405523 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 202405523 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9816 HIDDEN NEST, TOANO, VA 23168-9614 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Oct 12, 2022 |
| Property Address | 8409 CROAKER RD, WILLIAMSBURG, VA 23188-6708 |
| Document Number | 0202214711 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 202214711 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 8409 CROAKER RD, WILLIAMSBURG, VA 23188-6708 |
| Document Number | 0000018144 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 0000018144 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 18144 |
| Name | OLD POINT NAT'L BK/PHOEBUS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,652.00 (+666.36%) | $801,500 (+827.66%) Land $111,400 Building $690,100 | $801,500 (+827.66%) Land $111,400 Building $690,100 |
| 2024 | $868.00 | ||
| 2023 | $86,400 Land $86,400 | $86,400 Land $86,400 | |
| 2022 | $717.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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