8401 Croaker Rd, Williamsburg, VA 23188 Property Records

James City County property record for 8401 Croaker Rd, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,457 sqft · built 2017
Lot Size9.37 acres (408,549 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Jan 2026)
Tax Bill$6,884 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Jan 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN14-3 01-0-0024

Property Details

APN / Parcel Number

Primary APN14-3 01-0-0024
Alternative APN
  • 21052

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,457 sqft Living Area
Gross Area3,133 sqft
Basement Area670 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area408,549 sqft (9.37 acres)
Garage TypeAttached
Garage Area844 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area486 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number21052
Street Address8401 CROAKER RD
CityWILLIAMSBURG
StateVA
Zip23188-6708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL
Legal DescriptionL-4 M.A. ROULAND ESTATE SUBDIVISION
Legal SubdivisionMA ROULAND ESTATE
Legal Lot Number4
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1018
Census Tract80404

Owner

Source: James City County assessment roll, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Jan 30, 2026Deed, Transfer · Conventional Mortgage
ATLANTIC UNION BANK
Apr 24, 2023Warranty Deed, Transfer
LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC
Oct 21, 2020Deed of Trust, Mortgage
OLD POINT NAT'L BK/PHOEBUS
Sep 20, 2017Deed of Trust, Mortgage · Line of Credit
OLD PT NAT'L BK/PHOEBUS
Apr 25, 2017Quit Claim Deed, Subdivision Related Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Prior SaleApr 24, 2023 · Amount on Record
Deed Document Number20261257
Prior Transfer DateApr 6, 2017
Prior Transfer Doc0000008442
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708

Mortgage

Document Number0202512173
DateAug 21, 2025
Instrument202512173
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionJAMES CITY VA
Recording DateJan 30, 2026
Property Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
Document Number0202601257
Instrument DateJan 21, 2026
Instrument202601257
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708

Mortgage

Document Number0202601258
DateJan 30, 2026
Instrument202601258
Lender
NameATLANTIC UNION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateApr 24, 2023
Property Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
Document Number0202303843
Instrument DateApr 12, 2023
Instrument202303843
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyLYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
Document Number0000018141
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedNov 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8401 CROAKER RD WILLIAMSBURG VA 231886708, WILLIAMSBURG, VA 23188-6708

Mortgage

Document Number0000018141
DateOct 27, 2020
Instrument18141
Lender
NameOLD POINT NAT'L BK/PHOEBUS
Agreement
AmountAmount Recorded
Term360 Months
DueOct 26, 2050
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
Document Number0000018816
Instrument DateSep 20, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018816
DateSep 26, 2017
Instrument18816
Lender
NameOLD PT NAT'L BK/PHOEBUS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 25, 2027
Interest
Rate TypeAdjustable Rate

April 2017: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionJAMES CITY VA
Recording DateApr 25, 2017
Property Address8401 CROAKER RD, WILLIAMSBURG, VA 23188-6708
Document Number0000008442
Instrument DateApr 6, 2017
Instrument8442
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8401 CROAKER RD WILLIAMSBURG VA 231886708, WILLIAMSBURG, VA 23188-6708

Mortgage

Document Number8443
DateApr 25, 2017
Instrument8443
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueApr 24, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,884.00 (+6.42%)$829,400 (+59.44%) Land $172,000 Building $657,400$829,400 (+59.44%) Land $172,000 Building $657,400
2024$6,469.00 (+49.85%)
2023$4,317.00 (+2.79%)$520,200 Land $133,400 Building $386,800$520,200 Land $133,400 Building $386,800
2022$4,200.00 (-38.94%)
2019$6,879.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Croaker Rd

Nearby Streets

Search Property Records by Address or Parcel Number