8409 Cobblestone Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 8409 Cobblestone Dr, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,676 sqft · built 2018
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$262,060 (Jul 2019)
Tax Bill	$4,615 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2326-600-0019-000-5`

Property Details

APN / Parcel Number

Primary APN	`2326-600-0019-000-5`
Alternative APN	`170511`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,676 sqft Finished Area
1st Floor Area	1,128 sqft
2nd Floor Area	1,108 sqft
Upper Floors Area	440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	170511
Street Address	8409 COBBLESTONE DR
City	FORT PIERCE
State	FL
Zip	34945-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 14
Legal Range	39E
Legal Township	35S
Legal Section	26
Legal Subdivision	CREEKSIDE PLAT NO 1
Legal Lot Number	14
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	1
Census Block	1004
Census Tract	382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8409 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	4597357
Deed Book / Page	4299 / 2082
Record Updated	Jun 8, 2026

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 24, 2019
Property Address	8409 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Document Number	0042992082
Book / Page	4299 / 2082
Map Reference	MB 55 PG 12-16
Instrument Date	Jul 22, 2019
Instrument	4597357
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 COBBLESTONE DR, FORT PIERCE, FL 34945-5700

Mortgage

Document Number	0042992083
Date	Jul 24, 2019
Instrument	4299-2083

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,468 (-23.82%)	$348,700 (+9.11%) Land $96,800 Building $251,900
2024	$4,615.00 (+1.97%)
2023	$4,526.00 (+2.89%) Additional exemption filed	$319,600 (+46.56%) Land $70,300 Building $249,300	$319,600 (+12.73%) Land $70,300 Building $249,300
2022	$4,399.00 Homeowner's exemption Disabled Person's exemption	$218,074	$283,500 Land $70,300 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	6 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20