8405 Cobblestone Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 8405 Cobblestone Dr, Fort Pierce, FL 34945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,808 sqft · built 2018
Lot Size0.194 acres (8,451 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Jan 2022)
Tax Bill$5,887 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN2326-600-0018-000-8

Property Details

APN / Parcel Number

Primary APN2326-600-0018-000-8
Alternative APN
  • 170510

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,808 sqft Finished Area
1st Floor Area1,808 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area8,451 sqft (0.194 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number170510
Street Address8405 COBBLESTONE DR
CityFORT PIERCE
StateFL
Zip34945-5700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionCREEKSIDE PLAT NO. 1 (PB 55-12) LOT 13
Legal Range39E
Legal Township35S
Legal Section26
Legal SubdivisionCREEKSIDE PLAT NO 1
Legal Lot Number13
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group1
Census Block1004
Census Tract382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8405 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 14, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleSep 14, 2018 · Amount on Record
Deed Document Number4980682
Deed Book / Page4757 / 1026
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateJan 18, 2022
Property Address8405 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Document Number0047571026
Book / Page4757 / 1026
Map ReferenceMB 55 PG 12
Instrument DateJan 10, 2022
Instrument4980682
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyPATCH REEF TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14244 SKIPPING STONE LOOP, 14244, PARRISH, FL 34219

Transferred To (Grantee/Buyer)

NameVerified Name
Address8405 COBBLESTONE DR, FORT PIERCE, FL 34945-5700

Mortgage

Document Number0047571030
DateJan 18, 2022
Instrument4757/1030
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LUCIE FL
Recording DateSep 14, 2018
Property Address8405 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Document Number0041800491
Book / Page4180 / 0491
Map ReferenceMB55 PG12-169
Instrument DateSep 12, 2018
Instrument4480199
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,471.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address8405 COBBLESTONE DR, 34905

Mortgage

Document Number0004480200
DateSep 14, 2018
Instrument4480200
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$301,599 (+9.28%)$303,600 (+1%) Land $96,800 Building $206,800
2024$5,887.00 (-8.35%)
2023$6,423.00 (+70.37%)$276,000 (+49.32%) Land $70,300 Building $205,700$276,000 (+10.62%) Land $70,300 Building $205,700
2022$3,770.00 Homeowner's exemption$184,839$249,500 Land $70,300 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 120 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims6 (2004–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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