8408 Hihn Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8408 Hihn Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 11,762 sqft · built 1961
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Company Names on File
Tax Bill	$6,826 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-301-09`

Property Details

APN / Parcel Number

Primary APN	`072-301-09`
Alternative APN	`072-301-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	11,762 sqft Living Area
Gross Area	12,180 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Roof Material	Other
Lot Area	10,672 sqft (0.245 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8408 HIHN RD
City	BEN LOMOND
State	CA
Zip	95005-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 001359 292NO
Legal Subdivision	SANTA HACIENDA LAND CO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1005
Census Tract	120600

Owner

Source: Santa Cruz County records · APN 072-301-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	8408 HIHN RD, BEN LOMOND, CA 95005-9607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 09, 2023	Deed of Trust, Mortgage · Line of Credit KEYPOINT CU
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 22, 2015
Transfer Doc	0000051679
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	8408 HIHN RD, BEN LOMOND, CA 95005-9607
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8408 HIHN RD, BEN LOMOND, CA 95005-9607

Mortgage

Document Number	0000008171
Date	May 09, 2023
Instrument	2023-0008171

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	8408 HIHN RD, BEN LOMOND, CA 95005-9607
Transaction Type	Mortgage
Record Updated	Oct 05, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8408 HIHN RD, BEN LOMOND, CA 95005-9607

Mortgage

Document Number	0000048317
Date	Sep 22, 2021
Instrument	2021-0048317

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	8408 HIHN RD, BEN LOMOND, CA 95005-9607
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006474
Date	Mar 14, 2019
Instrument	2019-0006474

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 14, 2039

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,098 (+2%) Land $326,526 Building $238,572
2025	$6,826.00 (+4.79%) Homeowner's exemption	$554,018 (+4.04%) Land $320,124 Building $233,894
2023	$6,514.00 (+2.45%) Homeowner's exemption	$532,505 Land $307,693 Building $224,812	$1,177,560
2022	$6,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871206001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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