8408 Delta Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8408 Delta Dr, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,120 sqft · built 1982
Lot Size	0.013 acres (576 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,000 (Sep 2020)
Tax Bill	$6,915 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-28-024`

Property Details

APN / Parcel Number

Primary APN	`783-28-024`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	560 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	576 sqft (0.013 acres)
Lot Dimensions	32 ft deep x 18 ft wide
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8408 DELTA DR
City	GILROY
State	CA
Zip	95020-3758
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1PD
Legal Description	TRACT 7136 FOOTHILL TOWNHOUSE CONDOS BOOK 487 PAGE 19 PAGE 25
Legal Subdivision	FOOTHILL TWNHS CONDOS
Legal Tract	7136
Legal Block	3
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8408 DELTA DR, GILROY, CA 95020-3758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 13, 2018	Grant Deed, Transfer · Conventional Mortgage PREMIER LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	202024628777
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0022259543
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2020
Property Address	8408 DELTA DR, GILROY, CA 95020-3758
Document Number	0024628777
Map Reference	MB 487 PG 19-25
Instrument Date	Aug 12, 2020
Instrument	24628777
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	451 MCCOVEY LN, SAN JOSE, CA 95127-3444

Mortgage

Document Number	0024628778
Date	Sep 24, 2020
Instrument	24628778

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 13, 2018
Property Address	8408 DELTA DR, GILROY, CA 95020-3758
Document Number	0024002136
Map Reference	MB487 PG19-25
Instrument Date	Aug 10, 2018
Instrument	24002136
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8408 DELTA DR, GILROY, CA 95020-3758
Investor	Possibly a Property Investor

Mortgage

Document Number	0024002137
Date	Aug 13, 2018
Instrument	24002137

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,806 (+2%) Land $285,403 Building $285,403
2025	$6,915.00 (+2.17%)	$559,614 (+4.04%) Land $279,807 Building $279,807
2023	$6,768.00 (+1.65%)	$537,886 Land $268,943 Building $268,943
2022	$6,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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