8400 Delta Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8400 Delta Dr, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,231 sqft · built 1982
Lot Size	0.022 acres (936 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Aug 2026)
Tax Bill	$6,247 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`783-28-023`

Property Details

APN / Parcel Number

Primary APN	`783-28-023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,231 sqft Living Area
1st Floor Area	547 sqft
2nd Floor Area	684 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	936 sqft (0.022 acres)
Lot Dimensions	52 ft deep x 18 ft wide
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8400 DELTA DR
City	GILROY
State	CA
Zip	95020-3758
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1PD
Legal Description	TRACT 7136 FOOTHILL TOWNHOUSE CONDOS BOOK 487 PAGE 19 PAGE 25
Legal Subdivision	FOOTHILL TWNHS CONDOS
Legal Tract	7136
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512516

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8400 DELTA DR, GILROY, CA 95020-3758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer COAST TITLE, ORANGE COAST TITLE
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage LOAN STORE
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI GOOGAIN
Feb 14, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	202626035085
Prior Transfer Date	Nov 29, 2006
Prior Transfer Doc	0019215674
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 10, 2026
Property Address	8400 DELTA DR, GILROY, CA 95020-3758
Document Number	0026035084
Instrument Date	Aug 7, 2026
Instrument	202626035084
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8400 DELTA DR, GILROY, CA 95020-3758

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 10, 2026
Property Address	8400 DELTA DR, GILROY, CA 95020-3758
Document Number	0026035085
Instrument Date	Aug 4, 2026
Instrument	202626035085
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8400 DELTA DR, GILROY, CA 95020-3758

Mortgage

Document Number	0000035086,
Date	Aug 10, 2026
Instrument	202635086

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8400 DELTA DR, GILROY, CA 95020-3758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 DELTA DR, GILROY, CA 95020-3758

Mortgage

Document Number	0024779666
Date	Jan 8, 2021
Instrument	24779666

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8400 DELTA DR, GILROY, CA 95020-3758
Document Number	0024508609
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 DELTA DR GILROY CA 950203758, GILROY, CA 95020-3758

Mortgage

Document Number	0024508609
Date	Jun 17, 2020
Instrument	24508609

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 14, 2017
Property Address	8400 DELTA DR, GILROY, CA 95020-3758
Document Number	0023581910
Map Reference	MAP487 PG19-25
Instrument Date	Feb 9, 2017
Instrument	23581910
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 DELTA DR, GILROY, CA 95020-3758

Mortgage

Document Number	0023581911
Date	Feb 14, 2017
Instrument	23581911

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,946 (+2%) Land $257,473 Building $257,473
2025	$6,247.00 (+1.58%)	$504,850 (+4.04%) Land $252,425 Building $252,425
2024	$6,150.00 (+0.59%)
2023	$6,114.00 (+1.65%)	$485,248 Land $242,624 Building $242,624
2022	$6,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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