8406 Spinnaker Cv, Rowlett, TX 75089 Property Records

Dallas County property record for 8406 Spinnaker Cv, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1986
Lot Size	0.252 acres (10,965 sqft)
Owner	Individual Name on Record
Last Sale	$363,888 (May 2026)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-02170-003-007-0000`

Property Details

APN / Parcel Number

Primary APN	`44-02170-003-007-0000`
Alternative APN	`440217000300700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,965 sqft (0.252 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440217000300700
Street Address	8406 SPINNAKER CV
City	ROWLETT
State	TX
Zip	75089-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z339
Legal Description	SPINNAKER COVE BLK 3 LT 7 INT202600046059 DD03032026 CO-DC 0217000300700 1CW02170003
Legal Subdivision	SPINNAKER COVE
Legal Tract	2170
Legal Block	3
Legal Lot Number	7
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2021
Census Tract	18144

Owner

Source: Dallas County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8406 SPINNAKER CV, ROWLETT, TX 75089-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 21, 2018	Vendor's Lien, Transfer NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Mar 5, 2026
Deed Document Number	202694773
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000334002
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DALLAS TX
Recording Date	May 4, 2026
Property Address	8406 SPINNAKER CV, ROWLETT, TX 75089-2532
Document Number	0000094773
Instrument Date	Apr 30, 2026
Instrument	2026.94773
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 SPINNAKER CV, ROWLETT, TX 75089-2532

Mortgage

Document Number	0000094774,
Date	May 4, 2026
Instrument	2026.94774

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000094775,
Date	May 4, 2026
Instrument	2026.94775

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Apr 30, 2029

Interest

Rate	6.22%
Max Rate	-1%

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 21, 2018
Property Address	8406 SPINNAKER CV, ROWLETT, TX 75089-2532
Document Number	201800334002
Map Reference	VOL 84126 PG 1947
Instrument Date	Dec 20, 2018
Instrument	201800334002
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 SPINNAKER CV, ROWLETT, TX 75089-2532

Mortgage

Document Number	201800334003
Date	Dec 21, 2018
Instrument	201800334003

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,230 (-) Land $85,000 Building $252,230	$337,230 (-) Land $85,000 Building $252,230
2025	$5,779.00 (+10.22%) Homeowner's exemption Additional exemption filed	$337,230 (+5.09%) Land $85,000 Building $252,230	$337,230 (+5.09%) Land $85,000 Building $252,230
2024	$5,243.00 (+15.31%)
2023	$4,547.00 (-3.87%) Homeowner's exemption	$320,900 Land $55,000 Building $265,900	$320,900 Land $55,000 Building $265,900
2022	$4,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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