8406 N Pass Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 8406 N Pass Rd, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,532 sqft · built 1983
Lot Size	4.69 acres (204,732 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Nov 2022)
Tax Bill	$7,883 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`507095`

Property Details

APN / Parcel Number

Primary APN	`507095`
Alternative APNs	`400423 032415 0000` `138196` `617295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	1,600 sqft
2nd Floor Area	932 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	204,732 sqft (4.69 acres)
Deck Area	1,099 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	617295
Street Address	8406 NORTH PASS RD
City	SUMAS
State	WA
Zip	98295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	SLY 5 ACRES OF WLY 20 ACRES OF N 1/2 NW-LESS RDS
Legal Range	04
Legal Township	40
Legal Section	23
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	2
Census Block	2013
Census Tract	10101

Owner

8406 N Pass Rd is owned and occupied by an individual who acquired it in May 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8406 N PASS RD, EVERSON, WA 98247-9216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage BKCO MORTGAGE LLC
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Document Number	0001100122
Last Transfer Date	May 30, 2025
Transfer Doc	0000502404
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8406 N PASS RD, SUMAS, WA 98295
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 N PASS RD, EVERSON, WA 98247-9216

Mortgage

Document Number	0001001740
Date	Oct 22, 2025
Instrument	2025-1001740

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 2, 2022
Property Address	8406 N PASS RD, SUMAS, WA 98295
Document Number	0001100122
Instrument Date	Nov 1, 2022
Instrument	2022-1100122
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 N PASS RD, EVERSON, WA 98247-9216

Mortgage

Document Number	0001100123
Date	Nov 2, 2022
Instrument	2022-1100123

Lender

Name	BKCO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8406 N PASS RD, SUMAS, WA 98295
Document Number	2170702276
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 N PASS RD SUMAS WA 982958503, SUMAS, WA 98295-8503

Mortgage

Document Number	2170702276
Date	Jul 21, 2017
Instrument	702276

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 8406 N Pass Rd was $7,883.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,883.00	$851,737 Land $242,130 Building $609,607	$851,737 Land $242,130 Building $609,607
2022		$652,460 Land $206,747 Building $445,713	$652,460 Land $206,747 Building $445,713
2021	$5,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8406 N Pass Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8406 N Pass Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	75 / 20

May also be available: AT&T, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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