8404 E 86th St, Ripley, OK 74062 Property Records

Payne County property record for 8404 E 86th St, Ripley, OK 74062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 1900
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N03E-24-4-00000-000-0752`

Property Details

APN / Parcel Number

Primary APN	`18N03E-24-4-00000-000-0752`
Alternative APNs	`600004745` `4745`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Mixed
Garage Area	480 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	536 sqft
Shed	1 Shed
Shed Area	117 sqft
Gazebo	Gazebo
Lean-To	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4745
Street Address	8404 E 86TH ST
City	RIPLEY
State	OK
Zip	74062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-18N-03E D-752 (1.1ACM/L) BEG 190'W SE/C SW/4 NW/4; N-200' W-240' S-200' E-240' POB
Legal Range	03E
Legal Township	18N
Legal Section	24
Legal Subdivision	18N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1070
Census Tract	11103

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8404 E 86TH ST, PERKINS, OK 74059-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PAYNE OK
Recording Date	Jan 3, 2017
Property Address	8404 E 86TH ST, RIPLEY, OK 74062
Document Number	0023730033
Book / Page	002373 / 000033
Instrument Date	Dec 30, 2016
Instrument	22
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8404 E 86TH ST PERKINS OK 740593818, PERKINS, OK 74059-3818

Mortgage

Document Number	23730034,
Date	Jan 3, 2017
Book Page	002373/000034
Instrument	23

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,284 (+6.09%) Land $1,437 Building $12,847	$125,301 (-34.76%) Land $12,613 Building $112,688
2025	$1,283.00 (-1.16%) Homeowner's exemption	$13,464 (-) Land $1,334 Building $12,130
2024	$1,298.00 (+10.66%) Homeowner's exemption	$13,464 (+3%) Land $1,334 Building $12,130	$192,070 (+16.76%) Land $19,030 Building $173,040
2023	$1,173.00 (+1.82%) Homeowner's exemption	$13,072 (+3%) Land $1,169 Building $11,903	$164,500 (+11.03%) Land $14,720 Building $149,780
2022	$1,152.00 Homeowner's exemption	$12,691 Land $1,260 Building $11,431	$148,160 Land $14,720 Building $133,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	50 / 10

May also be available: Centranet.

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