Payne County property record for 8316 E 86th St, Ripley, OK 74062
| Property Type | Residential |
|---|---|
| Details | 1 bd · 1 ba · 495 sqft · built 2023 |
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $416 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18N03E-24-4-00000-000-0756 |
| Primary APN | 18N03E-24-4-00000-000-0756 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 495 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Galvanized Metal |
| Lot Area | 175,547 sqft (4.03 acres) |
| Account Number | 91449 |
|---|---|
| Street Address | 8316 E 86TH ST |
| City | RIPLEY |
| State | OK |
| Zip | 74062 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | 24-18N-03E D-756 (4.03ACM/L) BEG 529.52'E SW/C NW/4; N-663.37' E-264.46' S-663.43' W-264.76' POB |
| Legal Range | 03E |
| Legal Township | 18N |
| Legal Section | 24 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 11103 |
8316 E 86th St, a residential property, is owned by an individual.
Source: Payne County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7821 E 86TH AVE, STILLWATER, OK 74074-8432 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 16, 2026 |
| Property Address | 8316 E 86TH ST, RIPLEY, OK 74062 |
| Document Number | 0000006750 |
| Book / Page | 2948 / 224 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20266750 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LEGACY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006750, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 2948/224 |
| Instrument | 20266750 |
| Name | 21ST MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 8316 E 86th St was $416, down 4.6% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Ripley Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,327 (+170.53%) Land $3,058 Building $8,269 | $99,362 Land $26,829 Building $72,533 | |
| 2025 | $416.00 (-4.59%) | $4,187 (-) Land $3,275 Building $912 | |
| 2024 | $436.00 | $4,187 Land $3,275 Building $912 | $36,730 Land $28,730 Building $8,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8316 E 86th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8316 E 86th St is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 47% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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