8403 Summitridge Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 8403 Summitridge Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1966
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,500 (May 2026)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0042-0174-00`

Property Details

APN / Parcel Number

Primary APN	`500-0042-0174-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,300 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	116 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8403 SUMMITRIDGE DR
City	CINCINNATI
State	OH
Zip	45255-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMITRIDGE DR 68 X 116 LOT 452 SUMMIT ESTATES SUB BLK G PT 3
Legal Subdivision	SUMMIT ESTATES SUB
Legal Block	G
Legal Lot Number	452
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2009
Census Tract	25102

Owner

Source: Hamilton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8403 SUMMITRIDGE DR, CINCINNATI, OH 45255-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	202635603
Deed Book / Page	15662 / 327
Prior Transfer Date	May 22, 2002
Prior Transfer Doc	0000105203
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 8, 2026
Property Address	8403 SUMMITRIDGE DR, CINCINNATI, OH 45255-2643
Document Number	0000035603
Book / Page	15662 / 327
Instrument Date	Apr 30, 2026
Instrument	202635603
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,741.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	8403 SUMMITRIDGE DR, CINCINNATI, OH 45255-2643

Mortgage

Document Number	0000035604,
Date	May 8, 2026
Book Page	15662/330
Instrument	202635604

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8403 SUMMITRIDGE DR, CINCINNATI, OH 45255-2643
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038701
Date	Apr 27, 2020
Book Page	14155/2656
Instrument	2020-0038701

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,890.00 (+2.9%)	$78,124 (-) Land $14,525 Building $63,599	$223,210 (-) Land $41,500 Building $181,710
2024	$4,752.00 (+5.11%)	$78,124 (-) Land $14,525 Building $63,599
2023	$4,521.00 (+44.03%)	$78,124 (+61.91%) Land $14,525 Building $63,599	$223,210 (+61.91%) Land $41,500 Building $181,710
2022	$3,139.00 Homeowner's exemption	$48,252 Land $12,625 Building $35,627
2020			$137,860 Land $36,070 Building $101,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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