8392 Summitridge Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 8392 Summitridge Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1966
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Trust Names on File
Last Sale	$183,000 (Nov 2018)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500-0042-0188-00`

Property Details

APN / Parcel Number

Primary APN	`500-0042-0188-00`
Alternative APN	`122503100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Finished Basement	450 sqft
Unfinished Basement	657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8392 SUMMITRIDGE DR
City	CINCINNATI
State	OH
Zip	45255-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMITRIDGE DR 67 X 120 LOT 466 SUMMIT ESTATES SUB BLK G PT 3
Legal Subdivision	SUMMIT ESTATES SUB
Legal Block	G
Legal Lot Number	466
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1002
Census Tract	25102

Owner

8392 Summitridge Dr is held in a trust since April 2026.

Source: Hamilton County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jun 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 30, 2018	Warranty Deed, Transfer · Conventional with PMI OPTION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Nov 6, 1998 · Amount on File
Deed Document Number	2018105275
Deed Book / Page	13805 / 860
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000045414
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 28, 2026
Property Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644
Document Number	0000041706
Book / Page	15675 / 660
Instrument Date	May 18, 2026
Instrument	202641706
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644

Mortgage

Document Number	0000041706,
Date	May 28, 2026
Book Page	15675/660
Instrument	202641706

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2026
Property Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644
Document Number	0000045414
Book / Page	15683 / 1255
Instrument Date	Apr 23, 2026
Instrument	202645414
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AMERICAN R TITLE, AMERICAN 360 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093228
Date	Aug 2, 2021
Book Page	14471/2778
Instrument	2021-0093228

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644

Mortgage

Document Number	0000012888
Date	Feb 23, 2023
Book Page	14859/2253
Instrument	2023-0012888

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057229
Date	Jul 16, 2019
Book Page	13959/01531
Instrument	2019-0057229

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 30, 2018
Property Address	8392 SUMMITRIDGE DR, CINCINNATI, OH 45255-2644
Document Number	0000105275
Book / Page	013805 / 000860
Instrument Date	Nov 16, 2018
Instrument	105275
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8392 SUMMITRIDGE DR CINCINNATI OH 452552644, CINCINNATI, OH 45255-2644

Mortgage

Document Number	105276
Date	Nov 30, 2018
Book Page	013805/000862
Instrument	105276

Lender

Name	OPTION FINANCIAL LLC
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8392 Summitridge Dr was $4,795, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (+2.9%)	$76,601 (-) Land $14,413 Building $62,188	$218,860 Land $41,180 Building $177,680
2024	$4,660.00 (+5.14%)	$76,601 (-) Land $14,413 Building $62,188
2023	$4,432.00 (+6.49%)	$76,601 (+19.6%) Land $14,413 Building $62,188	$218,860 Land $41,180 Building $177,680
2022	$4,162.00 Homeowner's exemption	$64,050 Land $12,530 Building $51,520
2020			$183,000 Land $35,800 Building $147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8392 Summitridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8392 Summitridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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