8401 D St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8401 D St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,112 sqft · built 1976
Lot Size0.138 acres (6,000 sqft)
OwnerTrust Name on Record
Last Sale$500,000 (Sep 2024)
Tax Bill$4,503 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-074099

Property Details

APN / Parcel Number

Primary APN03-074099
Alternative APNs
  • 3074099
  • 074099

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,112 sqft Total Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Deck Area740 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number074099
Street Address8401 D ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-3327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 1 & 2 BLK A MIDDLE SUB
Legal SubdivisionMIDDLE SUB
Legal BlockA
Legal Lot Number1,2
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3011
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address8401 D ST, CHESAPEAKE BEACH, MD 20732-3327
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Book / Page6622 / 320
Prior Transfer DateOct 30, 2015
Prior Transfer Doc0046700004
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8401 D ST, CHESAPEAKE BEACH, MD 20732-3327
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLEMAX LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8401 D ST, CHESAPEAK BCH, MD 20732-3327

Mortgage

Document Number0057890126
DateDec 10, 2020
Book Page5789/126
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,600 (+6.59%)$499,600 (+19.78%) Land $118,300 Building $381,300
2025$4,503.00 (+23.44%) Homeowner's exemption$417,100 (+14.39%) Land $104,100 Building $313,000$417,100 (-) Land $104,100 Building $313,000
2023$3,648.00 Homeowner's exemption$364,633$417,100 Land $104,100 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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