Calvert County property record for 8314 D St, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,138 sqft · built 1981 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,500 (Apr 2019) |
| Tax Bill | $3,617 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-047563 |
| Primary APN | 03-047563 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,138 sqft Total Area |
| Basement Area | 275 sqft |
| Finished Basement | 275 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,400 sqft (0.147 acres) |
| Porch | Enclosed Porch |
| Porch Area | 104 sqft |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 047563 |
|---|---|
| Street Address | 8314 D ST |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 10 & E1/2 9 BLK K MIDDLE SUB |
| Legal Subdivision | MIDDLE SUB |
| Legal Block | K |
| Legal Lot Number | 9,10 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 860404 |
8314 D St is owned and occupied by an individual who bought it in April 2019.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 10, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 22, 2017 | Loan Modification, Mortgage · Conventional Mortgage SOFI MTG LLC |
| Sep 25, 2017 | Quit Claim Deed, Transfer LENDERS TITLE SOLUTIONS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on File |
| Deed Sale | Apr 10, 2019 · Amount on File |
| Prior Sale | Jun 20, 1984 · Amount on File |
| Deed Book / Page | 5341 / 462 |
| Prior Transfer Date | Aug 22, 2017 |
| Prior Transfer Doc | 0050670157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TITLEMAX LLC |
| Name | Verified Name |
|---|
| Document Number | 0055930533 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 5593/533 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Document Number | 0061210275 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 6121/275 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 10, 2019 |
| Property Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Document Number | 0053410462 |
| Book / Page | 5341 / 462 |
| Map Reference | MB AAH 7 PL 573 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,492.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Document Number | 5341468 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 5341/468 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Document Number | 0050670161 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | LENDERS TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8314 D ST CHESAPEAKE BEACH MD 207329279, CHESAPEAKE BEACH, MD 20732-9279 |
| Document Number | 0050670161 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 005067/000161 |
| Name | SOFI MTG LLC |
|---|---|
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 25, 2017 |
| Property Address | 8314 D ST, CHESAPEAKE BEACH, MD 20732-9279 |
| Document Number | 0050670157 |
| Book / Page | 005067 / 000157 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | LENDERS TITLE SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 8314 D ST CHESAPEAKE BEACH MD 207329279, CHESAPEAKE BEACH, MD 20732-9279 |
The 2025 property tax bill for 8314 D St was $3,617 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,000 (+3.01%) | $362,000 (+9.04%) Land $95,100 Building $266,900 | |
| 2025 | $3,617.00 Homeowner's exemption | $332,000 Land $95,100 Building $236,900 | $332,000 Land $95,100 Building $236,900 |
| 2023 | $2,926.00 | $292,400 | $332,000 Land $95,100 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8314 D St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8314 D St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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