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840 Underwood Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 840 Underwood Ave, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,152 sqft · built 1998
Lot Size9,583 acres (417,444,192 sqft)
OwnerTrust Name on Record
Last Sale$80,000 (Nov 2016)
Tax Bill$2,307 (2025)
Deeds & MortgagesJun 2020 Transfer
Flood ZoneZone X (minimal risk)
APN2025314270000E0010

Property Details

APN / Parcel Number

Primary APN2025314270000E0010
Alternative APN
  • 91699

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
1st Floor Area1,152 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area417,444,192 sqft (9,583 acres)

Exterior Amenities

Deck Area112 sqft
FenceFence
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number91699
Street Address840 UNDERWOOD AVE
CitySAINT CLOUD
StateFL
Zip34771-7881
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeORMH
Legal DescriptionOLD NARCOOSSEE PB 1 PG 017 BLK E LOT 1 & E 14 FT LOT 2
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE OLD TOWN
Legal Tract4270
Legal BlockE
Legal Lot Number1-2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3005
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address1173 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2016 · Amount on Record
Deed SaleNov 4, 2016 · Amount on Record
Prior SaleMay 27, 2003 · Amount on Record
Deed Document Number0050510967
Deed Book / Page005051 / 000967
Last Transfer DateJun 5, 2020
Transfer Doc0057321579
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 5, 2020
Property Address840 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7881
Document Number0057321579
Book / Page005732 / 001579
Instrument DateApr 3, 2020
Instrument72241
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1173 SUNLIGHT CT ST CLOUD FL 347719058, ST CLOUD, FL 34771-9058

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,307.00 (+19.35%)$124,900 (+25.03%) Land $65,000 Building $59,900$124,900 (+25.03%) Land $65,000 Building $59,900
2023$1,933.00 (+12.38%)$99,900 (+21.98%) Land $45,000 Building $54,900$99,900 (+21.98%) Land $45,000 Building $54,900
2022$1,720.00$81,900 Land $45,000 Building $36,900$81,900 Land $45,000 Building $36,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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