1050 Underwood Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1050 Underwood Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,588 sqft · built 1920
Lot Size	0.623 acres (27,138 sqft)
Owner	Individual Name on Record
Tax Bill	$996 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2025314270000M0010`

Property Details

APN / Parcel Number

Primary APN	`2025314270000M0010`
Alternative APN	`91755`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,588 sqft Heated Area
Gross Area	2,075 sqft
1st Floor Area	1,276 sqft
Upper Floors Area	312 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,138 sqft (0.623 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	487 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	91755
Street Address	1050 UNDERWOOD AVE
City	SAINT CLOUD
State	FL
Zip	34771-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	OLD NARCOOSSEE PB 1 PG 017 BLK M LOTS 1, 3, 5 & S1/2 VAC RD ABUTTING LOT 1
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE OLD TOWN
Legal Tract	4270
Legal Block	M
Legal Lot Number	1,3,5 3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3006
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1050 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jun 10, 2021
Last Transfer Date	Jul 30, 2021
Transfer Doc	0060131027
Record Updated	Jun 8, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2021
Property Address	1050 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7800
Document Number	0060131027
Book / Page	6013 / 1027
Map Reference	MB 1 PG 17
Instrument Date	Jul 30, 2021
Instrument	2021118551
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 TERRELL MILL RD SE # SE5200E, SE5200E, MARIETTA, GA 30067-6013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1050 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7800

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 10, 2021
Property Address	1050 UNDERWOOD AVE, SAINT CLOUD, FL 34771-7800
Document Number	0059781677
Book / Page	5978 / 1677
Map Reference	MB 1 PG 17
Instrument Date	Jun 9, 2021
Instrument	2021090766
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 UNCLEWOOD AVE, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 TERRELL MILL RD SE # 5200, 5200, MARIETTA, GA 30067-6013

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (+12.29%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$76,253 (+5.99%)	$161,300 (+5.22%) Land $90,000 Building $71,300
2023	$887.00 (+2.78%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$71,946 (+3%)	$153,300 (+8.42%) Land $90,000 Building $63,300
2022	$863.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$69,851	$141,400 Land $90,000 Building $51,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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