840 Stephens Rd, Maineville, OH 45039 Property Records

Warren County property record for 840 Stephens Rd, Maineville, OH 45039 · Last verified August 2026

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 4.5 ba · 6,317 sqft · built 2020
Lot Size	12 acres (523,330 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Oct 2019)
Tax Bill	$17,037 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-34-200-055-0`

Property Details

APN / Parcel Number

Primary APN	`17-34-200-055-0`
Alternative APNs	`1734200055` `2624737`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	1 Story
Building Area	6,317 sqft Gross Area
1st Floor Area	3,182 sqft
Basement Area	2,447 sqft
Finished Basement	2,447 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	523,330 sqft (12 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	371 sqft
Deck Area	Deck Area
Patio Area	117 sqft
Milk House	225 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2624737
Street Address	840 STEPHENS RD
City	MAINEVILLE
State	OH
Zip	45039-8662
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	STEPHENS
Legal Subdivision	STEPHENS
Legal Block	737
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1009
Census Tract	32205

Owner

Source: Warren County records · APN 17-34-200-055-0

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	840 STEPHENS RD, MAINEVILLE, OH 45039-8662
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2019 · Amount on Record
Deed Sale	Oct 03, 2019 · Amount on Record
Deed Document Number	201929150
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	0000027158
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Jul 30, 2026
Property Address	840 STEPHENS RD, MAINEVILLE, OH 45039-8662
Document Number	0000021382
Instrument Date	Jul 24, 2026
Instrument	202621382
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 STEPHENS RD, MAINEVILLE, OH 45039-8662

Mortgage

Document Number	0000021382,
Date	Jul 30, 2026
Instrument	202621382

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2036

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,037.00 (+2.63%) Additional exemption filed	$384,260 (+1.25%) Land $26,150 Building $358,110	$1,281,430 (+18.18%) Land $258,250 Building $1,023,180
2023	$16,600.00 (+5.28%) Homeowner's exemption	$379,498 (-) Land $60,330 Building $319,168
2022	$15,767.00 Homeowner's exemption	$379,498 Land $60,330 Building $319,169	$1,084,280 (-) Land $172,370 Building $911,910
2021			$1,084,280 Land $172,370 Building $911,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.