840 Spruce St, Baldwin, WI 54002 Property Records

St. Croix County property record for 840 Spruce St, Baldwin, WI 54002

Property Summary

Property Type	Commercial
Lot Size	0.76 acres (33,106 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Apr 2016)
Tax Bill	$16,671 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`31.29.16.862A-13`

Property Details

APN / Parcel Number

Primary APN	`31.29.16.862A-13`
Alternative APN	`106-2003-95-113`

Exterior

Lot Area	33,106 sqft (0.76 acres)

Location & Zoning

Street Address	840 SPRUCE ST
City	BALDWIN
State	WI
Zip	54002-3264
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 31 T29N R16W PT FRL NW SW; FKA LOT 1 CSM 8/2203 (2.316AC) NKA CSM 25-5781 LOT 2 (0.760AC)
Legal Range	16W
Legal Township	29N
Legal Section	31
Legal Quarter	SW
Legal Lot Number	1,2
Jurisdiction	ST CROIX WI
Township / Civil Division	BALDWIN
Census Block Group	2
Census Block	2057
Census Tract	120801

Owner

Source: St. Croix County records · APN 31.29.16.862A-13

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	379 HEATHER CT, EAU CLAIRE, WI 54701-7198
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2016 · Amount on Record
Deed Sale	Apr 04, 2016 · Amount on Record
Deed Document Number	1026903
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 20, 2026
Property Address	840 SPRUCE ST, BALDWIN, WI 54002-3264
Document Number	0001210332
Instrument Date	Jul 15, 2026
Instrument	20261210332
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$242,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0001210332,
Date	Jul 20, 2026
Instrument	20261210332

Lender

Name	PILGRIM BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Baldwin Village
County	St. Croix County
Unified School District	Baldwin-Woodville Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,671.00 (+10.89%)	$815,700 (-) Land $123,800 Building $691,900	$815,700 (-) Land $123,800 Building $691,900
2023	$15,034.00	$815,700 Land $123,800 Building $691,900	$815,700 Land $123,800 Building $691,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 1, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BALDWIN WATERWORKS serves 4,440 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.