840 N Saint Johns St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 840 N Saint Johns St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,302 sqft · built 2022
Lot Size	0.46 acres (20,037 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2023)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115750-0290`

Property Details

APN / Parcel Number

Primary APN	`115750-0290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,302 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	517 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,037 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	200 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	840 N SAINT JOHNS ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-28 AFRO AMERICAN SUB OF BLK 71 DANCY TRACT LOTS 29 & 30 OR5791/658
Legal Subdivision	AFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Block	71
Legal Lot Number	29,30
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

840 N Saint Johns St is owned and occupied by an individual who bought it in July 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	226 LOBELIA RD, SAINT AUGUSTINE, FL 32086-6514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Deed Document Number	202354589
Deed Book / Page	5791 / 658
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2023
Property Address	840 N SAINT JOHNS ST, SAINT AUGUSTINE, FL 32084-9521
Document Number	0057910658
Book / Page	5791 / 658
Map Reference	MB 4 PG 28
Instrument Date	Jul 10, 2023
Instrument	2023054589
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	CAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 N MAIN ST, GREENVILLE, SC 29601-2161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 LOBELIA RD, SAINT AUGUSTINE, FL 32086-6514

Mortgage

Document Number	0005791660
Date	Jul 13, 2023
Instrument	5791/660

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 840 N Saint Johns St was $3,682 with a homeowner's exemption, up 1.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,102 (+2.36%) Land $60,000 Building $233,102	$293,102 (+2.36%) Land $60,000 Building $233,102
2025	$3,682.00 (+1.88%) Homeowner's exemption	$286,342 (-6.5%)	$286,342 (-6.5%) Land $60,000 Building $226,342
2024	$3,614.00 (-7.12%) Homeowner's exemption	$306,239 (+7.38%)	$306,239 (+7.38%) Land $76,050 Building $230,189
2023	$3,891.00	$285,201	$285,201 Land $61,776 Building $223,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 N Saint Johns St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 N Saint Johns St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20