820 N Saint Johns St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 820 N Saint Johns St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 2022
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2022)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115750-0280`

Property Details

APN / Parcel Number

Primary APN	`115750-0280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,305 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	820 N SAINT JOHNS ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-28 AFRO AMERICAN SUB OF BLK 71 DANCY TRACT LOT 28 OR5656/281
Legal Subdivision	AFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Block	71
Legal Lot Number	28
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9181 SW 54TH ST, COOPER CITY, FL 33328-5803
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	2022100195
Deed Book / Page	5656 / 281
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 28, 2022
Property Address	820 N SAINT JOHNS ST, SAINT AUGUSTINE, FL 32084-9521
Document Number	0056560281
Book / Page	5656 / 281
Map Reference	MB 4 PG 28
Instrument Date	Oct 21, 2022
Instrument	2022100195
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FLORIDA CLOSING AND ESCROW LLC, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9181 SW 54TH ST, COOPER CITY, FL 33328-5803

Mortgage

Document Number	0005656283
Date	Oct 28, 2022
Instrument	5656/283

Lender

Name	AMALGAMATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,090 (+2.96%) Land $45,000 Building $253,090	$298,090 (+2.96%) Land $45,000 Building $253,090
2025	$3,915.00 (+8.45%)	$289,509 (+1.04%)	$289,509 (+1.04%) Land $45,000 Building $244,509
2024	$3,610.00 (+4.06%)	$286,525 (+5.31%)	$286,525 (+5.31%) Land $38,025 Building $248,500
2023	$3,469.00	$272,076	$272,076 Land $30,888 Building $241,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20