840 Derby Downs Ct, Elgin, SC 29045 Property Records

Richland County property record for 840 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2013
Square Footage	2,236 sqft Heated Area
Lot Size	20,140 sqft (0.462 acres)
Occupancy	Owner Occupied
Last Sale	$6,164,250 (2013)
Tax Bill	$1,594.00 (2025)

Owner

Source: Richland County records · APN 25912-04-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	840 DERBY DOWNS CT, ELGIN, SC 29045-7134
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Deed Doc Number	201380652
Deed Book / Page	1898 / 2094
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (+18.25%) Homeowner's exemption	$195,200 (+2,773.97%)	$256,800 (+51.24%) Land $36,000 Building $220,800
2023	$1,348.00 (+1.66%)	$6,792 (+0.03%)	$169,800 (-)
2021	$1,326.00	$6,790	$169,800 Land $31,500 Building $138,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 14% of South Carolina
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`25912-04-04`
Alternative APNs	`R25912-04-04` `02076853`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	2,236 sqft Heated Area
Gross Area	2,928 sqft Gross Area
1st Floor	944 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,140 sqft (0.462 acres)
Parking Spaces	1 Parking Spaces
Garage Area	384 sqft Garage
Porch Area	136 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02076853
Street Address	840 DERBY DOWNS CT
City	ELGIN
State	SC
Zip	29045-7134
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 365 41.1X129.4X57X119.7X56.5X176.3 #SU JACOBS CREEK PH 11 #PR RB 1874-2492
Legal Subdivision	JACOBS CREEK
Legal Lot Number	41,365
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	1
Census Block	1018
Census Tract	11425