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837 Derby Downs Ct, Elgin, SC 29045 Property Records

Richland County property record for 837 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage2,608 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2018)
Tax Bill$399.00 (2025)

Owner

Source: Richland County records · APN 25912-04-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address837 DERBY DOWNS CT, ELGIN, SC 29045-7135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST RELIANCE BK
Mar 08, 2018Grant Deed, Transfer · Veterans Administration Mortgage
FIRST RELIANCE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2018 · Amount on Record
Deed SaleMar 08, 2018 · Amount on Record
Prior SaleOct 18, 2013 · Amount on Record
Deed Doc Number201813798
Deed Book / Page2285 / 2378
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address837 DERBY DOWNS CT, ELGIN, SC 29045-7135
Document Number2581/2750
Instrument DateJan 25, 2021
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address837 DERBY DOWNS CT ELGIN SC 290457135, ELGIN, SC 29045-7135

Mortgage

Document Number2581/2750
DateJan 31, 2021
Book Page002581/002750
Instrument6293
Lender
NameFIRST RELIANCE BK
TypeBank
AddressFLORENCE, SC 29501
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2051

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateMar 08, 2018
Property Address837 DERBY DOWNS CT, ELGIN, SC 29045-7135
Document Number2285/2378
Book / Page002285 / 002378
Instrument DateMar 07, 2018
Instrument13798
Transaction TypeTransfer
Record UpdatedMay 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address837 DERBY DOWNS CT ELGIN SC 290457135, ELGIN, SC 29045-7135

Mortgage

Document Number2285/2381
DateMar 08, 2018
Book Page002285/002381
Instrument13799
Lender
NameFIRST RELIANCE BK
TypeBank
AddressFLORENCE, SC 29464
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 07, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$399.00 (+8.42%)$276,100 (+48.36%) Land $36,000 Building $240,100
2023$368.00 (+13.93%)$186,100 (-) Land $31,500 Building $154,600
2021$323.00$7,444 Land $1,260 Building $6,184$186,100 Land $31,500 Building $154,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 14% of South Carolina
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25912-04-01
Alternative APNs
  • R25912-04-01
  • 02076416

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area2,608 sqft Heated Area
Gross Area3,117 sqft Gross Area
1st Floor1,134 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces1 Parking Spaces
Garage Area340 sqft Garage
Porch Area169 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02076416
Street Address837 DERBY DOWNS CT
CityELGIN
StateSC
Zip29045-7135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 367 43.7X97.6X133X136.9 #SU JACOBS CREEK PH 11 #PR RB2086-1861 RB1874-2492
Legal SubdivisionJACOBS CREEK
Legal Lot Number43,367
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup1
Census Block1018
Census Tract11425

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