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840 Decamp Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 840 Decamp Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,486 sqft · built 1923
Lot Size0.128 acres (5,600 sqft)
Owner2 Individual Names on Record
Last Sale$149,900 (Jul 2008)
Tax Bill$6,932 (2026)
Deeds & MortgagesNov 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.29-3-28

Property Details

APN / Parcel Number

Primary APN421500 50.29-3-28
Alternative APN
  • 150005002900030280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,486 sqft Living Area
1st Floor Area856 sqft
Upper Floors Area630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area408 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address840 DECAMP AVE
CitySCHENECTADY
StateNY
Zip12309-6053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block3
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2017
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address840 DECAMP AVE, SCHENECTADY, NY 12309-6053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 30, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2008 · Amount on Record
Deed SaleJul 18, 2008 · Amount on Record
Prior SaleJun 13, 2003 · Amount on Record
Deed Book / Page1785 / 935
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address840 DECAMP AVE, SCHENECTADY, NY 12309-6053
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 DECAMP AVE, SCHENECTADY, NY 12309-6053

Mortgage

Document Number0000034360
DateNov 5, 2020
Book Page5036/911
Instrument202034360
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term141 Months
DueAug 1, 2032

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address840 DECAMP AVE, SCHENECTADY, NY 12309-6053
Document Number0000050815
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address840 DECAMP AVE SCHENECTADY NY 123096053, SCHENECTADY, NY 12309-6053

Mortgage

Document Number0000050815
DateNov 8, 2019
Book Page004952/000259
Instrument50815
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 7, 2034

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,932.00 (+2.68%) Homeowner's exemption
2025$6,751.00 (+6.53%)$149,700 (-) Land $22,500 Building $127,200$247,889 (+30.82%) Land $37,258 Building $210,631
2023$149,700 (-) Land $22,500 Building $127,200$189,494 (+3.8%) Land $28,481 Building $161,013
2022$149,700 Land $22,500 Building $127,200$182,561 Land $27,439 Building $155,122
2021$6,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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