831 Decamp Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 831 Decamp Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,972 sqft · built 1930
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Dec 2019)
Tax Bill$8,458 (2026)
Deeds & MortgagesAug 2019 Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.29-3-35

Property Details

APN / Parcel Number

Primary APN421500 50.29-3-35
Alternative APN
  • 150005002900030350000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,972 sqft Living Area
1st Floor Area1,054 sqft
2nd Floor Area918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area263 sqft
Patio Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address831 DECAMP AVE
CitySCHENECTADY
StateNY
Zip12309-6054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description75 PART OF EACH 2 WOOD AND GARAGE
Legal Block3
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2018
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address831 DECAMP AVE, SCHENECTADY, NY 12309-6054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Dec 5, 2019Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Prior SaleJan 13, 2006 · Amount on Record
Deed Document Number201954197
Deed Book / Page2025 / 998
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address831 DECAMP AVE, SCHENECTADY, NY 12309-6054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036224
DateAug 13, 2019
Book Page4930/920
Instrument201936224
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 5, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 5, 2019
Property Address831 DECAMP AVE, SCHENECTADY, NY 12309-6054
Document Number0000054197
Book / Page2025 / 998
Map ReferenceCAB E MAP 162&163
Instrument DateOct 25, 2019
Instrument201954197
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address831 DECAMP AVE, 831, SCHENECTADY, NY 12309-6054

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 STRONG ST, SCHENECTADY, NY 12307-1906

Mortgage

Document Number0000054198
DateDec 5, 2019
Instrument201954198
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 25, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,458.00 (+1.51%)
2025$8,332.00 (+8.11%)$166,500 (-) Land $28,100 Building $138,400$275,708 (+30.82%) Land $46,531 Building $229,177
2023$166,500 (-) Land $28,100 Building $138,400$210,759 (+3.8%) Land $35,570 Building $175,189
2022$166,500 Land $28,100 Building $138,400$203,049 Land $34,268 Building $168,781
2021$7,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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