Ravalli County property record for 786 Bear Creek Trl, Victor, MT 59875
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 1989 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $2,414 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1342083 |
| Primary APN | R1342083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 871,200 sqft (20 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 1,830 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 470 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Pole Barn | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000945900 |
|---|---|
| Street Address | 786 BEAR CREEK TRL |
| City | VICTOR |
| State | MT |
| Zip | 59875-9637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S10, T07 N, R21 W, ACRES 20, W2NENE INDEX 1 |
| Legal Range | 21W |
| Legal Township | 07N |
| Legal Section | 10 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | VICTOR |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 300 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 810 BEAR CREEK TRL, VICTOR, MT 59875-9638 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 2, 2011 |
| Transfer Doc | 0000801190 |
| Record Updated | Oct 29, 2026 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Victor K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,414.00 (-16.99%) | $695,804 (+35.15%) | |
| 2025 | $695,804 (+35.15%) Land $266,354 Building $429,450 | ||
| 2023 | $2,908.00 | $514,857 | $514,857 Land $134,447 Building $380,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 82% of Montana |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| CenturyLink DSL | 80 / 10 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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