840 Beach Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 840 Beach Dr, Destin, FL 32541

Property Summary

Property TypeCity, Municipal, Town, Village Owned (Exempt)
Lot Size1.18 acres (51,780 sqft)
OwnerCompany Name on Record
Last Sale$299,000 (Dec 1993)
Flood ZoneZone AE (high risk)
APNC56-000-589-9475-7

Property Details

APN / Parcel Number

Primary APNC56-000-589-9475-7
Alternative APN
  • 00-2S-22-1360-0020-0010

Exterior

Lot Area51,780 sqft (1.18 acres)
Lot Width319 ft Width
Patio Area3,066 sqft
Boat AccessBoat Access

Location & Zoning

Street Address840 BEACH DR
CityDESTIN
StateFL
Zip32541
Property CategoryPublic Works
Property TypePublic Works > City, Municipal, Town, Village Owned (Exempt)
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOTS 1 TO 6 INC BLK 2 EX PART SOLD
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS ADD
Legal Block2
Legal Lot Number1-6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4200 INDIAN BAYOU TRL, DESTIN, FL 32541-4305
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1993 · Amount on Record
Deed SaleDec 1, 1993 · Amount on Record
Deed Document Number0001801387
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$1,057,953 (+5.96%) Land $1,037,717 Building $20,236$1,057,953 (+5.96%) Land $1,037,717 Building $20,236
2023Additional exemption filed$998,476 Land $978,240 Building $20,236$998,476 Land $978,240 Building $20,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on Beach Dr

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