Okaloosa County property record for 820 Beach Dr, Destin, FL 32541
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Details | 220 sqft · built 1958 |
| Lot Size | 3.89 acres (169,846 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,000,000 (Oct 2016) |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-589-9476-5 |
| Primary APN | C56-000-589-9476-5 |
|---|---|
| Alternative APN |
|
| Total Rooms | 1 Room |
|---|---|
| Stories | 1 Story |
| Building Area | 220 sqft |
| 1st Floor Area | 220 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 169,846 sqft (3.89 acres) |
| Lot Width | 400 ft Width |
| Cooling System | None |
|---|
| Street Address | 820 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1609 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOTS 7-14 INC BLK 2 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS ADD |
| Legal Block | 2 |
| Legal Lot Number | 7-14 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 23306 |
820 Beach Dr, a public works property, is owned by a company that bought it in October 2016 and is owner-occupied.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4200 INDIAN BAYOU TRL, DESTIN, FL 32541-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on File |
| Deed Sale | Oct 28, 2016 · Amount on File |
| Prior Sale | Aug 16, 2005 · Amount on File |
| Deed Document Number | 3098936 |
| Deed Book / Page | 3273 / 2557 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $1,522,418 Land $1,522,418 | $1,522,418 Land $1,522,418 |
| 2023 | Additional exemption filed | $1,435,161 Land $1,435,161 | $1,435,161 Land $1,435,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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