Orange County property record for 840 Bainbridge Loop, Winter Garden, FL 34787 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,022 sqft · built 2012 |
| Lot Size | 0.177 acres (7,698 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,800 (Jun 2012) |
| Tax Bill | $2,834 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-27-1793-01-810 |
| Primary APN | 13-22-27-1793-01-810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,022 sqft Living Area |
| Gross Area | 2,581 sqft |
| 1st Floor Area | 2,022 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,698 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 840 BAINBRIDGE LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON PARK 68/112 LOT 181 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | COVINGTON PARK |
| Legal Tract | 1793 |
| Legal Block | 1 |
| Legal Lot Number | 181 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 17401 |
Source: Orange County records · APN 13-22-27-1793-01-810
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Aug 06, 2018 | Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2012 · Amount on Record |
| Deed Sale | Jun 01, 2012 · Amount on Record |
| Prior Sale | Feb 23, 2012 · Amount on Record |
| Deed Document Number | 2012288388 |
| Deed Book / Page | 10385 / 6236 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 840 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2419 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000675 |
|---|---|
| Date | Jan 03, 2017 |
| Instrument | 20170000675 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 840 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2419 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000462882 |
|---|---|
| Date | Aug 06, 2018 |
| Instrument | 20180462882 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 840 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2419 |
| Document Number | 0000408481 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 840 BAINBRIDGE LOOP WINTER GARDEN FL 347872419, WINTER GARDEN, FL 34787-2419 |
| Document Number | 0000408481 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 408481 |
| Name | WATERSTONE MTG CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,266 (+2.7%) | $443,240 (-1.1%) Land $125,000 Building $318,240 | |
| 2025 | $2,834.00 (+5.39%) Homeowner's exemption | $214,475 (+5.99%) | $448,150 (+9.42%) Land $125,000 Building $323,150 |
| 2024 | $2,689.00 (+4.06%) | ||
| 2023 | $2,584.00 (+3.36%) Homeowner's exemption | $202,360 (+3%) | $409,550 (+24.52%) Land $125,000 Building $284,550 |
| 2022 | $2,500.00 Homeowner's exemption | $196,466 | $328,900 Land $90,000 Building $238,900 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950174014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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