823 Bainbridge Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 823 Bainbridge Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,329 sqft · built 2008
Lot Size	0.292 acres (12,719 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2015)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-22-27-1793-01-560`

Property Details

APN / Parcel Number

Primary APN	`13-22-27-1793-01-560`
Alternative APNs	`272213179301560` `112340` `112992` `114273`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	2,329 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,719 sqft (0.292 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	823 BAINBRIDGE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON PARK 68/112 LOT 156
Legal Range	27E
Legal Township	22S
Legal Section	13
Legal Subdivision	COVINGTON PARK
Legal Tract	1793
Legal Block	1
Legal Lot Number	156
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	4
Census Block	4002
Census Tract	17401

Owner

Source: Orange County records · APN 13-22-27-1793-01-560

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	823 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2015 · Amount on Record
Deed Sale	Oct 28, 2015 · Amount on Record
Prior Sale	Jan 02, 2009 · Amount on Record
Deed Document Number	2015562967
Deed Book / Page	11004 / 9018
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	823 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 BAINBRIDGE LOOP, WINTER GARDEN, FL 34787-2422

Mortgage

Document Number	20210471314
Date	Aug 04, 2021
Instrument	20210471314

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 03, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,893 (+2.7%)	$522,620 (-1.19%) Land $125,000 Building $397,620
2025	$4,287.00 (+5.28%) Homeowner's exemption	$303,693 (+5.99%)	$528,920 (+9.92%) Land $125,000 Building $403,920
2024	$4,072.00 (+3.8%)
2023	$3,923.00 (+3.1%) Homeowner's exemption	$286,538 (+3%)	$481,168 (+23.61%) Land $125,000 Building $356,168
2022	$3,805.00 Homeowner's exemption	$278,192	$389,259 Land $90,000 Building $299,259

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950174014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 8 of 8 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.