84 White Oak Trl, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 84 White Oak Trl, Centerville, MA 02632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,352 sqft · built 1972
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$420,700 (Aug 2017)
Tax Bill$5,514 (2025)
Deeds & MortgagesMar 2022 Refinance
Jan 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNCENT M:191 L:059

Property Details

APN / Parcel Number

Primary APNCENT M:191 L:059
Alternative APN
  • 114584

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,352 sqft Living Area
Gross Area5,048 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number114584
Street Address84 WHITE OAK TRL
CityCENTERVILLE
StateMA
Zip02632-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number59
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3023
Census Tract12800

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address84 WHITE OAK TRL, CENTERVILLE, MA 02632-1640
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST CITIZENS FCU
Jan 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SIERRA PACIFIC MORTGAGE CO INC
Aug 2, 2017Quit Claim Deed, Transfer · Conventional with PMI
SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address84 WHITE OAK TRL, CENTERVILLE, MA 02632-1640
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001455242
DateMar 24, 2022
Instrument1455242
Lender
NameFIRST CITIZENS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address84 WHITE OAK TRL, CENTERVILLE, MA 02632-1640
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001417654
DateJan 19, 2021
Instrument1417654
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2046

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateAug 2, 2017
Property Address84 WHITE OAK TRL, CENTERVILLE, MA 02632-1640
Document Number0001326793
Instrument DateAug 2, 2017
Instrument1326793
Transaction TypeTransfer
Record UpdatedAug 22, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,397.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address318 AMES WAY CENTERVILLE MA 026322732, CENTERVILLE, MA 02632-2732

Mortgage

Document Number1326794
DateAug 2, 2017
Instrument1326794
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,514.00 (+8.08%)$681,600 (+4.33%) Land $159,600 Building $522,000$741,475
2024$5,102.00 (+7.55%)$653,300 (+14.86%) Land $159,600 Building $493,700
2023$4,744.00$568,800 Land $145,100 Building $423,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2003)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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