Barnstable County and Barnstable Town City property record for 108 White Oak Trl, Centerville, MA 02632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,388 sqft · built 2009 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,133 (Dec 2009) |
| Tax Bill | $6,793 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CENT M:192 L:197 |
| Primary APN | CENT M:192 L:197 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 5,632 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 118152 |
|---|---|
| Street Address | 108 WHITE OAK TRL |
| City | CENTERVILLE |
| State | MA |
| Zip | 02632-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 197 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12800 |
108 White Oak Trl is owned and occupied by two individuals who bought it in December 2009.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 WHITE OAK TRL, CENTERVILLE, MA 02632-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| May 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2009 · Amount on File |
| Deed Sale | Dec 17, 2009 · Amount on File |
| Prior Sale | May 9, 2008 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 108 WHITE OAK TRL, CENTERVILLE, MA 02632-1642 |
| Document Number | 0001365235 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 108 WHITE OAK TRL CENTERVILLE MA 026321642, CENTERVILLE, MA 02632-1642 |
| Document Number | 0001365235 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 1365235 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 108 WHITE OAK TRL, CENTERVILLE, MA 02632-1642 |
| Document Number | 0001322651 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001322651 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 1322651 |
| Name | PENNYMAC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 108 White Oak Trl was $6,793, up 7.8% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,793.00 (+7.83%) | $839,700 (+4.09%) Land $170,900 Building $668,800 | $742,615 |
| 2024 | $6,300.00 (+6.31%) | $806,700 (+13.54%) Land $170,900 Building $635,800 | |
| 2023 | $5,926.00 | $710,500 Land $155,300 Building $555,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 White Oak Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2003) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 White Oak Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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