St. Johns County property record for 84 Water St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,292 sqft · built 1920 |
| Lot Size | 0.61 acres (26,571 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Jul 2011) |
| Tax Bill | $17,318 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 195900-0000 |
| Primary APN | 195900-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,292 sqft Living Area |
| Gross Area | 3,702 sqft |
| 1st Floor Area | 1,734 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,571 sqft (0.61 acres) |
| Lot Dimensions | 222 ft deep x 214 ft wide |
| Garage Area | 600 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 1,037 sqft |
| Deck Area | 287 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 84 WATER ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABBOTT TRACT CITY N90FT OF LOTS 4 5 & 6 BLK P & S25 OF E 150FT OF LOT 2 BLK S & RIP RIGHTS LYING E TO MATANZAS BAY OR3451/917 & 5164/1287 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 07 |
| Legal Subdivision | ABBOTT TRACT |
| Legal Block | P,S |
| Legal Lot Number | 4,2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 195900-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 WATER ST, SAINT AUGUSTINE, FL 32084-2882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 28, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2011 · Amount on Record |
| Deed Sale | Jul 06, 2011 · Amount on Record |
| Deed Document Number | 201133057 |
| Deed Book / Page | 3451 / 917 |
| Last Transfer Date | Jan 27, 2021 |
| Transfer Doc | 0051641287 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 84 WATER ST, SAINT AUGUSTINE, FL 32084-2882 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 84 WATER ST, ST AUGUSTINE, FL 32084-2882 |
| Document Number | 0062551255 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 6255/1255 |
| Instrument | 2025092349 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 28, 2021 |
| Property Address | 84 WATER ST, SAINT AUGUSTINE, FL 32084-2882 |
| Document Number | 0051641287 |
| Book / Page | 005164 / 001287 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 10106 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 84 WATER ST ST AUGUSTINE FL 320842882, ST AUGUSTINE, FL 32084-2882 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942,360 (+2.7%) | $2,075,951 (-0.75%) Land $1,175,110 Building $900,841 | |
| 2025 | $17,318.00 (+7.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $917,585 (+2.9%) | $2,091,544 (+2.49%) Land $1,175,110 Building $916,434 |
| 2024 | $16,099.00 (+2.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $891,725 (+3%) | $2,040,688 (+16.03%) Land $1,175,110 Building $865,578 |
| 2023 | $15,739.00 (+2.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $865,752 (+3%) | $1,758,791 (+19.83%) Land $881,395 Building $877,396 |
| 2022 | $15,408.00 Homeowner's exemption | $840,536 | $1,467,787 Land $786,912 Building $680,875 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 351 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 359 units insured (8 under condo master policies) 147 of 351 individual policies on primary residences |
| Nearby Flood Claims | 217 (1979–2024) |
| Claims Outside the SFHA | 9 of 217 |
| Most Recent Claim | Sep 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Abbott Tract Historic District (Additional Documentation) listed 1983 · 122 contributing resources · NRIS 83001438 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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