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70 Water St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 70 Water St, Saint Augustine, FL 32084 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,553 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$765,000 (2015)
Tax Bill$12,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN195740-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,553 sqft Living Area
1st Floor1,387 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2005
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsbestos Roof
Lot Area11,325 sqft (0.26 acres)
Depth X Width153 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area247 sqft Garage
Pool Area286 sqft Pool
Deck Area217 sqft Deck
Porch Area677 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address70 WATER ST
CitySAINT AUGUSTINE
StateFL
Zip32084-2889
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionABBOTT TRACT CITY LOT 16 & S28 FT OF LOT 17 BLK K OR3990/955 & 5696/982
Legal Range30E
Legal Township07S
Legal Section07
Legal SubdivisionABBOTT TRACT
Legal BlockK
Legal Lot Number16,17
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2012
Census Tract20200

Owner

Source: St. Johns County records · APN 195740-0160

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address70 WATER ST, SAINT AUGUSTINE, FL 32084-2889
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Jan 19, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN
Jul 28, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2015 · Amount on Record
Deed SaleFeb 23, 2015 · Amount on Record
Prior SaleJul 29, 2011 · Amount on Record
Deed Doc Number201510566
Deed Book / Page3990 / 955
Prior Transfer DateJul 27, 2011
Prior Transfer Doc0034590090
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address70 WATER ST, SAINT AUGUSTINE, FL 32084-2889
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 WATER ST, SAINT AUGUSTINE, FL 32084-2889

Mortgage

Document Number0051770867
DateFeb 11, 2021
Book Page5177/867
Instrument2021015648
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 19, 2023
Property Address70 WATER ST, SAINT AUGUSTINE, FL 32084-2889
Document Number0056960982
Book / Page5696 / 982
Instrument DateJan 05, 2023
Instrument2023004625
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address70 WATER ST, ST AUGUSTINE, FL 32084-2889

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address70 WATER ST, ST AUGUSTINE, FL 32084-2889

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address70 WATER ST, SAINT AUGUSTINE, FL 32084-2889
Document Number0044830312
Book / Page004483 / 000312
Instrument DateNov 19, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address70 WATER ST ST AUGUSTINE FL 320842889, ST AUGUSTINE, FL 32084-2889

Mortgage

Document Number0044830312
DateDec 28, 2017
Book Page004483/000312
Instrument87749
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 27, 2032

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address70 WATER ST, SAINT AUGUSTINE, FL 32084-2889
Document Number0044231354
Book / Page004423 / 001354
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address70 WATER ST ST AUGUSTINE FL 320842889, ST AUGUSTINE, FL 32084-2889

Mortgage

Document Number0044231354
DateAug 18, 2017
Book Page004423/001354
Instrument57615
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 17, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$707,881 (+2.7%)$1,204,600 (-1.43%) Land $425,100 Building $779,500
2025$12,846.00 (+7.65%) Homeowner's exemption$689,271 (+2.9%)$1,222,063 (+5.4%) Land $425,100 Building $796,963
2024$11,933.00 (+2.32%) Homeowner's exemption$669,845 (+3%)$1,159,465 (+3.18%) Land $425,100 Building $734,365
2023$11,662.00 (+3.03%) Homeowner's exemption$650,335 (+3.23%)$1,123,778 (+18.48%) Land $388,312 Building $735,466
2022$11,319.00 Homeowner's exemption$629,995$948,517 Land $389,130 Building $559,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Abbott Tract Historic District (Additional Documentation)
listed 1983 · 122 contributing resources · NRIS 83001438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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