84 Washington St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 84 Washington St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,327 sqft · built 1925
Lot Size	0.163 acres (7,080 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2020)
Tax Bill	$5,063 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:6 L:43`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:43`
Alternative APN	`M:P-23 B:0009 L:0043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
Gross Area	4,524 sqft
Basement Area	1,410 sqft
Unfinished Basement	1,410 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,080 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	84 WASHINGTON ST
City	GARDNER
State	MA
Zip	01440-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	6
Legal Lot Number	43
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1009
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	84 WASHINGTON ST, GARDNER, MA 01440-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Quit Claim Deed, Transfer MAUREEN LEONARD
Aug 10, 2018	Quit Claim Deed, Transfer VILLAGE MORTGAGE CORPORATION
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Book / Page	62913 / 103
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	62913-103
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 30, 2020
Property Address	84 WASHINGTON ST, GARDNER, MA 01440-2732
Document Number	62913-103
Book / Page	062913 / 000103
Instrument Date	Jul 28, 2020
Instrument	83271
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 WASHINGTON ST GARDNER MA 014402732, GARDNER, MA 01440-2732

Mortgage

Document Number	62913-106
Date	Jul 30, 2020
Book Page	062913/000106
Instrument	83272

Lender

Name	MAUREEN LEONARD

Agreement

Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 10, 2018
Property Address	84 WASHINGTON ST, GARDNER, MA 01440-2732
Document Number	59242-68
Book / Page	59242 / 68
Instrument	83684
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	84 WASHINGTON ST, GARDNER, MA 01440-2732

Mortgage

Document Number	592420071
Date	Aug 10, 2018
Instrument	59242/0071

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 20, 2018
Property Address	84 WASHINGTON ST, GARDNER, MA 01440-2732
Document Number	58692-34
Book / Page	058692 / 000034
Instrument Date	Apr 17, 2018
Instrument	37018
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	84 WASHINGTON ST GARDNER MA 014402732, GARDNER, MA 01440-2732

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,063.00 (+10,447.92%)	$367,700 (+7.99%) Land $73,500 Building $294,200	$414,584 (+10.23%)
2025	$48.00 (-99.03%)	$340,500 (+2.93%) Land $66,800 Building $273,700	$376,105
2024	$4,959.00 (+2.27%)	$330,800 (+10.05%) Land $60,800 Building $270,000
2023	$4,849.00	$300,600 Land $59,900 Building $240,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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