63 Washington St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 63 Washington St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,348 sqft · built 1910
Lot Size	0.333 acres (14,484 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Apr 2013)
Tax Bill	$4,559 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:6 L:28`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:28`
Alternative APN	`M:P-23 B:0043 L:0028`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	4,092 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,484 sqft (0.333 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	63 WASHINGTON ST
City	GARDNER
State	MA
Zip	01440-3080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	6
Legal Lot Number	28
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	707200

Owner

63 Washington St is owned and occupied by an individual who bought it in April 2013.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	63 WASHINGTON ST, GARDNER, MA 01440-3080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage ALL ONE CREDIT UNION
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2013 · Amount on File
Deed Sale	Apr 25, 2013 · Amount on File
Prior Sale	Jan 9, 2013 · Amount on File
Deed Document Number	20134
Deed Book / Page	50787 / 182
Transfer Doc	50787-182
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	63 WASHINGTON ST, GARDNER, MA 01440-3080
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073246-320
Date	Feb 27, 2026
Book Page	73246/320
Instrument	14981

Lender

Name	ALL ONE CREDIT UNION

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	63 WASHINGTON ST, GARDNER, MA 01440-3080
Document Number	61945-176
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WASHINGTON ST GARDNER MA 014403080, GARDNER, MA 01440-3080

Mortgage

Document Number	61945-176
Date	Feb 26, 2020
Book Page	061945/000176
Instrument	785

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 63 Washington St was $4,559, up 10,502.3% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,559.00 (+10,502.33%)	$331,100 (+8.2%) Land $78,400 Building $252,700	$413,132 (+11.16%)
2025	$43.00 (-99.03%)	$306,000 (+3.9%) Land $71,200 Building $234,800	$371,640
2024	$4,415.00 (+1.87%)	$294,500 (+9.6%) Land $64,800 Building $229,700
2023	$4,334.00	$268,700 Land $63,900 Building $204,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Washington St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures