Hampden County and Palmer Town City property record for 84 State St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,710 sqft · built 1825 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jan 2010) |
| Tax Bill | $4,782 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:89 B:42 |
| Primary APN | PALM M:89 B:42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 3,175 sqft |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 957 sqft |
| Unfinished Basement | 957 sqft |
| Year Built | Built 1825 |
|---|---|
| Effective Year Built | Effective 1825 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 84 STATE ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Block | 42 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 810200 |
84 State St is owned by an individual who bought it in January 2010.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 632, BONDSVILLE, MA 01009-0632 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2010 · Amount on File |
| Deed Sale | Jan 28, 2010 · Amount on File |
| Prior Sale | Mar 12, 2004 · Amount on File |
| Deed Document Number | 20105291 |
| Deed Book / Page | 18168 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 84 STATE ST, PALMER, MA 01069-9634 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025192-102 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 25192/102 |
| Instrument | 49065 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 84 State St was $4,782, up 7% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,782.00 (+7.03%) | $251,800 (+9.38%) Land $74,300 Building $177,500 | $375,820 (+11.63%) |
| 2024 | $4,468.00 (+1.89%) | $230,200 (+6.67%) Land $68,200 Building $162,000 | $336,680 |
| 2023 | $4,385.00 | $215,800 Land $68,200 Building $147,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 84 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 84 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONDSVILLE FIRE AND WATER DISTRICT serves 1,429 people · EPA ID MA1227002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 2.1 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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