50 State St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 50 State St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 995 sqft · built 1914
Lot Size	2.83 acres (123,275 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Jul 2025)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:88 B:71`

Property Details

APN / Parcel Number

Primary APN	`PALM M:88 B:71`
Alternative APN	`M:0088 L:000071`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	995 sqft Living Area
Gross Area	1,203 sqft
1st Floor Area	995 sqft
Basement Area	190 sqft
Unfinished Basement	190 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,275 sqft (2.83 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	50 STATE ST
City	PALMER
State	MA
Zip	01069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	71
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3017
Census Tract	810200

Owner

50 State St is owned and occupied by an individual who bought it in July 2025.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 STATE ST, PALMER, MA 01069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Fiduciary Deed, Transfer · Conventional Mortgage CITIZENS BANK
Jul 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WESTMASS AREA DEV COR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Book / Page	25958 / 384
Prior Transfer Date	Jul 13, 2023
Prior Transfer Doc	025089-203
Record Updated	Sep 20, 2026

July 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PALMER MA
Recording Date	Jul 25, 2025
Property Address	50 STATE ST, PALMER, MA 01069
Document Number	025958-384
Book / Page	25958 / 384
Instrument Date	Jul 25, 2025
Instrument	34150
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 STATE ST, PALMER, MA 01069

Mortgage

Document Number	0000034151
Date	Jul 25, 2025
Instrument	34151

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 24, 2023
Property Address	50 STATE ST, PALMER, MA 01069
Document Number	025089-203
Book / Page	25089 / 203
Instrument Date	Jul 13, 2023
Instrument	33799
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WASHINGTON ST, BOSTON, MA 02108-2600

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 24, 2023
Property Address	50 STATE ST, PALMER, MA 01069
Document Number	0025089-57
Book / Page	25089 / 57
Instrument Date	Jul 13, 2023
Instrument	33788
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WASHINGTON ST, BOSTON, MA 02108-2600

Mortgage

Document Number	0000033795
Date	Jul 24, 2023
Instrument	33795

Lender

Name	WESTMASS AREA DEV COR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 50 State St was $3,828, up 8.6% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (+8.6%)	$201,600 (+11.01%) Land $73,600 Building $128,000	$275,690 (+30.9%)
2024	$3,525.00 (+0.97%)	$181,600 (+5.7%) Land $67,500 Building $114,100	$210,615
2023	$3,491.00	$171,800 Land $67,500 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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