St. Johns County property record for 84 San Telmo Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,381 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jul 2026) |
| Tax Bill | $12,020 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072153-3120 |
| Primary APN | 072153-3120 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,381 sqft Living Area |
| Gross Area | 4,243 sqft |
| 1st Floor Area | 2,183 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 84 SAN TELMO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/38-47 PALENCIA NORTH PHASE III A-1 LOT 312 OR5378/239 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE III A-1 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 312 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072153-3120
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP |
| Aug 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 24, 2021 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Oct 05, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 14, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Document Number | 202664518 |
| Deed Book / Page | 6409 / 1596 |
| Prior Transfer Date | Jul 21, 2026 |
| Prior Transfer Doc | 0000064518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Document Number | 0000064518 |
| Book / Page | 6409 / 1596 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202664518 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Document Number | 0000064519, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202664519 |
| Name | BAYWAY MORTGAGE GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Document Number | 0053530687 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 5353/687 |
| Instrument | 2021094396 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Document Number | 0053780239 |
| Book / Page | 5378 / 239 |
| Map Reference | MB 79 PG 38 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021105112 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 PALENCIA VILLAGE DR # DRC-105, DRC-105, ST AUGUSTINE, FL 32095-8549 |
| Name | Verified Name |
|---|---|
| Address | 84 SAN TELMO CT, ST AUGUSTINE, FL 32095-7492 |
| Document Number | 0005378241 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 5378/241 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046230071 |
|---|---|
| Date | Oct 05, 2018 |
| Book Page | 4623/0071 |
| Instrument | 2018072451 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Document Number | 0045631341 |
| Book / Page | 4563 / 1341 |
| Map Reference | MB79 PG38 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 2018041860 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY # HWYPHILLIPS944, 9440, JACKSONVILLE, FL 32256-1357 |
| Name | Verified Name |
|---|---|
| Address | 84 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492 |
| Document Number | 2018041861 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018041861 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,344 (-6.12%) Land $120,000 Building $434,344 | $554,344 (-6.12%) Land $120,000 Building $434,344 | |
| 2025 | $12,020.00 (+214.33%) | $590,468 (+2.62%) | $590,468 (-0.24%) Land $130,000 Building $460,468 |
| 2024 | $3,824.00 (+7.93%) Disabled Person's exemption Veteran's exemption | $575,418 (+3%) | $591,905 (+2.27%) Land $110,000 Building $481,905 |
| 2023 | $3,543.00 (-63.98%) Disabled Person's exemption Veteran's exemption | $558,658 (+3%) | $578,747 (+6.7%) Land $110,000 Building $468,747 |
| 2022 | $9,836.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $542,386 | $542,386 Land $84,000 Building $458,386 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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