49 San Telmo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 49 San Telmo Ct, Saint Augustine, FL 32095 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,164 sqft · built 2017
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$826,900 (Jun 2026)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072153-2890`

Property Details

APN / Parcel Number

Primary APN	`072153-2890`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,164 sqft Living Area
Gross Area	3,784 sqft
1st Floor Area	2,642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 SAN TELMO CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/38-47 PALENCIA NORTH PHASE III A-1 LOT 289 OR5022/1782
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE III A-1
Legal Phase	3
Legal Block	1
Legal Lot Number	289
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records · APN 072153-2890

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202647543
Deed Book / Page	6376 / 1320
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 03, 2026
Property Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492
Document Number	0000047543
Book / Page	6376 / 1320
Instrument Date	May 27, 2026
Instrument	202647543
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$584,618.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492

Mortgage

Document Number	0000047544,
Date	Jun 03, 2026
Instrument	202647544

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SAN TELMO CT, ST AUGUSTINE, FL 32095-7492

Mortgage

Document Number	0054360984
Date	Dec 03, 2021
Book Page	5436/984
Instrument	2021131265

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 21, 2020
Property Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492
Document Number	0050221782
Book / Page	5022 / 1782
Map Reference	MB 79 PG 38-47
Instrument Date	Aug 21, 2020
Instrument	2020070612
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,059.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 PARKSIDE DR, 218, SAINT AUGUSTINE, FL 32095-6815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492

Mortgage

Document Number	50221784
Date	Aug 21, 2020
Instrument	5022/1784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 17, 2017
Property Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492
Document Number	0043321629
Book / Page	4332 / 1629
Map Reference	MB79 PG38
Instrument Date	Feb 17, 2017
Instrument	2017011861
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7492

Mortgage

Document Number	2017011862
Date	Feb 17, 2017
Instrument	2017011862

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,566 (+2.7%)	$628,675 (-4.74%) Land $120,000 Building $508,675
2025	$7,540.00 (+8.6%) Homeowner's exemption	$296,559 (+2.9%)	$659,937 (-2.05%) Land $130,000 Building $529,937
2024	$6,943.00 (+5.28%) Homeowner's exemption	$288,201 (+3%)	$673,738 (+1.74%) Land $120,000 Building $553,738
2023	$6,595.00 (+1.48%) Homeowner's exemption	$279,807 (+3%)	$662,225 (+7.94%) Land $120,000 Building $542,225
2022	$6,499.00 Homeowner's exemption	$271,657	$613,503 Land $95,200 Building $518,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 709 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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