84 Ramsey Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 84 Ramsey Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,531 sqft · built 1996
Lot Size	2.84 acres (123,710 sqft)
Owner	Individual Name on Record
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Mar 2021 Transfer May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042I 087A`

Property Details

APN / Parcel Number

Primary APN	`042I 087A`
Alternative APN	`990310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,531 sqft Heated Area
Gross Area	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	123,710 sqft (2.84 acres)
Terrain	Gentle Slope
Garage Area	1,134 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	276 sqft
Patio Area	43 sqft
Utility Building	192 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	990310
Street Address	84 RAMSEY RD
City	TOCCOA
State	GA
Zip	30577-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 5 (AKA TRACT NO.1) RAMSEY RD
Legal Subdivision	8222 - PRIMARY - SF
Legal Tract	5
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4073
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	84 RAMSEY RD, TOCCOA, GA 30577-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 1999
Deed Sale	Jan 4, 1999
Deed Book / Page	426 / 462
Last Transfer Date	Mar 23, 2021
Transfer Doc	0012450128
Record Updated	Jun 8, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 26, 2021
Property Address	84 RAMSEY RD, TOCCOA, GA 30577-3840
Document Number	0012450128
Book / Page	001245 / 000128
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 RAMSEY RD TOCCOA GA 30577, TOCCOA, GA 30577

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	May 26, 2020
Property Address	84 RAMSEY RD, TOCCOA, GA 30577-3840
Document Number	0012100424
Book / Page	001210 / 000424
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	84 RAMSEY RD TOCCOA GA 305773840, TOCCOA, GA 30577-3840

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00 (+19.98%) Homeowner's exemption	$189,172 (+5%) Land $18,700 Building $170,472	$472,931 (+5%) Land $46,750 Building $426,181
2023	$3,694.00	$126,117 Land $18,700 Building $107,417	$315,292 Land $46,750 Building $268,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ramsey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures